Rural Microfinance Development Centre (XNEP:RMDC) Net Margin %: 49.16% (As of Apr. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:RMDC Rural Microfinance Development Centre Ltd XNEP:RMDC
16 GF Score
Price NPR775.00
View Full Analysis

What is Rural Microfinance Development Centre Net Margin %?

Rural Microfinance Development Centre XNEP:RMDC 16 Net Margin % is 49.16% as of Apr. 2023. GuruFocus rates XNEP:RMDC with a GF Score™ of 16/100.

Net margin is calculated as Net Income divided by its Revenue. Rural Microfinance Development Centre's Net Income for the three months ended in Apr. 2023 was NPR67.7 Mil. Rural Microfinance Development Centre's Revenue for the three months ended in Apr. 2023 was NPR137.8 Mil. Therefore, Rural Microfinance Development Centre's net margin for the quarter that ended in Apr. 2023 was 49.16%.

The historical rank and industry rank for Rural Microfinance Development Centre's Net Margin % or its related term are showing as below:


XNEP:RMDC's Net Margin % is not ranked *
in the Credit Services industry.
Industry Median: 14.59
* Ranked among companies with meaningful Net Margin % only.

Rural Microfinance Development Centre  (XNEP:RMDC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Rural Microfinance Development Centre Net Margin % Related Terms


Rural Microfinance Development Centre Net Margin % Historical Data

* Premium members only.

The historical data trend for Rural Microfinance Development Centre's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rural Microfinance Development Centre Net Margin % Chart

Rural Microfinance Development Centre Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56.56 56.24 55.80 39.85 55.17

Rural Microfinance Development Centre Quarterly Data
Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55.63 49.87 56.47 58.93 49.16

XNEP:RMDC vs V, MA, AXP: Net Margin % Comparison

For the Credit Services subindustry, Rural Microfinance Development Centre's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rural Microfinance Development Centre Net Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Rural Microfinance Development Centre's Net Margin % distribution charts can be found below:

* The bar in red indicates where Rural Microfinance Development Centre's Net Margin % falls into.


XNEP:RMDC
16GF Score
Rural Microfinance Development Centre Ltd XNEP:RMDC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rural Microfinance Development Centre Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Rural Microfinance Development Centre's Net Margin for the fiscal year that ended in Jul. 2022 is calculated as

Net Margin=Net Income (A: Jul. 2022 )/Revenue (A: Jul. 2022 )
=347.086/629.171
=55.17 %

Rural Microfinance Development Centre's Net Margin for the quarter that ended in Apr. 2023 is calculated as

Net Margin=Net Income (Q: Apr. 2023 )/Revenue (Q: Apr. 2023 )
=67.72/137.755
=49.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 49.16% mean?
Rural Microfinance Development Centre (XNEP:RMDC) has a Net Margin % of 49.16% as of Apr. 2023. Net margin is the ratio of total net income to net sales. View historical data on Rural Microfinance Development Centre and its competitors.
Is Rural Microfinance Development Centre's Net Margin % too high?
Rural Microfinance Development Centre's current Net Margin % is 49.16%. The Credit Services industry median Net Margin % is 14.59. Rural Microfinance Development Centre's value of 49.16% is 236.9% above this industry median. Overall, Rural Microfinance Development Centre has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Rural Microfinance Development Centre's Net Margin % compare to V and MA?
Rural Microfinance Development Centre's Net Margin % of 49.16% can be compared against companies in the Credit Services industry. The industry median Net Margin % is 14.59. Rural Microfinance Development Centre's value of 49.16% is 236.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.59, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rural Microfinance Development Centre's current Net Margin % of 49.16% is 236.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Rural Microfinance Development Centre and its competitors. For the Credit Services industry, the median Net Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rural Microfinance Development Centre's current Net Margin % is 49.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rural Microfinance Development Centre stock overvalued right now?
Rural Microfinance Development Centre (XNEP:RMDC) has a current Net Margin % of 49.16%. The current Net Margin % is 49.16% and 236.9% above the Credit Services industry median of 14.59. Rural Microfinance Development Centre's overall GF Score™ is 16/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Rural Microfinance Development Centre (XNEP:RMDC), the current Net Margin % is 49.16% as of Apr. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Rural Microfinance Development Centre Business Description

Address Putalisadak, P.O.Box: 20789, Kathmandu, NPL
Rural Microfinance Development Centre Ltd offers wholesale lending to microfinance institutions. Besides, it has been extending institutional capacity building supports to microfinance institutions. The company's completed projects include Rural Microfinance Project and Community Livestock Development Project (CLDP). Its ongoing include Community Irrigation Project and YUWAccess Project.
16GF Score

Get the complete analysis for XNEP:RMDC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR775.00
Price