Mangal Credit & Fincorp (BOM:505850) Cyclically Adjusted Revenue per Share: ₹18.27 (As of Mar. 2026)

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BOM:505850 Mangal Credit & Fincorp Ltd BOM:505850
70 GF Score
Price ₹226.25
GF Value ₹252.95
Valuation Modestly Undervalued
! 13 Warning Signs
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What is Mangal Credit & Fincorp Cyclically Adjusted Revenue per Share?

Mangal Credit & Fincorp BOM:505850 +0.85% 70 Cyclically Adjusted Revenue per Share is ₹18.27 as of Mar. 2026. GuruFocus rates BOM:505850 with a GF Score™ of 70/100 and a GF Value™ of ₹252.95 (Modestly Undervalued). The stock has 13 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Mangal Credit & Fincorp's adjusted revenue per share for the three months ended in Mar. 2026 was ₹10.070. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₹18.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mangal Credit & Fincorp's average Cyclically Adjusted Revenue Growth Rate was 26.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-08-21), Mangal Credit & Fincorp's current stock price is ₹226.25. Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹18.27. Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio of today is 12.38.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Mangal Credit & Fincorp was 14.10. The lowest was 7.40. And the median was 10.07.


Mangal Credit & Fincorp  (BOM:505850) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=226.25/18.27
=12.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Mangal Credit & Fincorp was 14.10. The lowest was 7.40. And the median was 10.07.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Mangal Credit & Fincorp Cyclically Adjusted Revenue per Share Related Terms


Mangal Credit & Fincorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mangal Credit & Fincorp Cyclically Adjusted Revenue per Share Chart

Mangal Credit & Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 12.57 14.46 18.27

Mangal Credit & Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.46 15.39 16.24 17.23 18.27

BOM:505850 vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mangal Credit & Fincorp Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mangal Credit & Fincorp's Cyclically Adjusted PS Ratio falls into.


BOM:505850
70GF Score
Mangal Credit & Fincorp Ltd BOM:505850
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mangal Credit & Fincorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mangal Credit & Fincorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=10.07/164.2724*164.2724
=10.070

Current CPI (Mar. 2026) = 164.2724.

Mangal Credit & Fincorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201303 6.333 85.687 12.141
201306 1.747 88.365 3.248
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201706 1.449 107.109 2.222
201803 0.000 109.786 0.000
201806 13.830 111.317 20.409
201809 3.842 115.142 5.481
201812 7.377 115.142 10.525
201903 -4.819 118.202 -6.697
201906 1.222 120.880 1.661
201909 1.048 123.175 1.398
201912 1.194 126.235 1.554
202003 1.127 124.705 1.485
202006 1.296 127.000 1.676
202009 1.324 130.118 1.672
202012 1.371 130.889 1.721
202103 1.861 131.771 2.320
202106 1.649 134.084 2.020
202109 1.565 135.847 1.892
202112 1.762 138.161 2.095
202203 2.101 138.822 2.486
202206 2.001 142.347 2.309
202209 2.506 144.661 2.846
202212 3.019 145.763 3.402
202303 3.250 146.865 3.635
202306 3.883 150.280 4.245
202309 3.934 151.492 4.266
202312 4.495 152.924 4.829
202403 4.753 153.035 5.102
202406 6.083 155.789 6.414
202409 5.892 157.882 6.130
202412 6.380 158.323 6.620
202503 6.638 157.552 6.921
202506 7.189 159.755 7.392
202509 7.554 162.289 7.646
202512 8.671 163.281 8.724
202603 10.070 164.272 10.070

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹18.27 mean?
Mangal Credit & Fincorp (BOM:505850) has a Cyclically Adjusted Revenue per Share of ₹18.27 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mangal Credit & Fincorp and its competitors.
Is Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share too high?
Mangal Credit & Fincorp's current Cyclically Adjusted Revenue per Share is ₹18.27. Overall, Mangal Credit & Fincorp has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share compare to V and MA?
Mangal Credit & Fincorp's Cyclically Adjusted Revenue per Share of ₹18.27 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mangal Credit & Fincorp and its competitors. Mangal Credit & Fincorp's current Cyclically Adjusted Revenue per Share is ₹18.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹252.95, compared to a current price of ₹226.25 — trading 10.6% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹18.27. Mangal Credit & Fincorp's overall GF Score™ is 70/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current Cyclically Adjusted Revenue per Share is ₹18.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?

Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued. The current stock price of ₹226.25 is trading 10.6% below its estimated GF Value™ of ₹252.95. GuruFocus considers Mangal Credit & Fincorp to be Modestly Undervalued.

Key valuation signals for BOM:505850:

  • Cyclically Adjusted Revenue per Share: ₹18.27
  • GF Value™: ₹252.95 vs. price of ₹226.25 (10.6% below fair value)
  • GF Score™: 70/100 with 13 warning signs

No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mangal Credit & Fincorp Business Description

Other Exchanges MANCREDIT:India
Address Ram Mandir Road, Graham Firth Steel Compound, Office No-1701/1702, 17th Floor, A-Wing, Lotus Corporate Park, Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
70GF Score

Get the complete analysis for BOM:505850

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹226.25
Price
₹252.95
GF Value