Mangal Credit & Fincorp (BOM:505850) OCF Yield %: -23.23 (As of Jul. 21, 2026)

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BOM:505850 Mangal Credit & Fincorp Ltd BOM:505850
69 GF Score
Price ₹223.25
GF Value ₹248.97
Valuation Modestly Undervalued
! 13 Warning Signs
View Full Analysis

What is Mangal Credit & Fincorp OCF Yield %?

Mangal Credit & Fincorp BOM:505850 -4.06% 69 OCF Yield % is -23.23 as of Jul. 21, 2026. GuruFocus rates BOM:505850 with a GF Score™ of 69/100 and a GF Value™ of ₹248.97 (Modestly Undervalued). The stock has 13 warning signs investors should review. Among 541 Credit Services companies, Mangal Credit & Fincorp ranks worse than 82.44% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Mangal Credit & Fincorp's Trailing 12-Month Cash Flow from Operations is ₹0.0 Mil, and Market Cap is ₹4,713.7 Mil. Therefore, Mangal Credit & Fincorp's OCF Yield % for today is -23.23%.

The historical rank and industry rank for Mangal Credit & Fincorp's OCF Yield % or its related term are showing as below:

BOM:505850' s OCF Yield % Range Over the Past 10 Years
Min: -23.23   Med: 0   Max: -23.23
Current: -23.23


During the past 13 years, the highest OCF Yield % of Mangal Credit & Fincorp was -23.23%. The lowest was -23.23%. And the median was %.

BOM:505850's OCF Yield % is ranked worse than
82.44% of 541 companies
in the Credit Services industry
Industry Median: 0.02 vs BOM:505850: -23.23

Mangal Credit & Fincorp's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Mangal Credit & Fincorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mangal Credit & Fincorp OCF Yield % Related Terms


Mangal Credit & Fincorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for Mangal Credit & Fincorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mangal Credit & Fincorp OCF Yield % Chart

Mangal Credit & Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.54 -23.74 -25.04 -14.96 -32.30

Mangal Credit & Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:505850 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Mangal Credit & Fincorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mangal Credit & Fincorp OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Mangal Credit & Fincorp's OCF Yield % falls into.


BOM:505850
69GF Score
Mangal Credit & Fincorp Ltd BOM:505850
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mangal Credit & Fincorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Mangal Credit & Fincorp's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-1141.492 / 3534.4836
=-32.30%

Mangal Credit & Fincorp's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 3534.4836
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -23.23 mean?
Mangal Credit & Fincorp (BOM:505850) has a OCF Yield % of -23.23 as of Jul. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mangal Credit & Fincorp and its competitors. According to the industry distribution chart, Mangal Credit & Fincorp ranks #446 out of 541 companies in the Credit Services industry, placing it in the top 82.4%.
Is Mangal Credit & Fincorp's OCF Yield % too high?
Mangal Credit & Fincorp's current OCF Yield % is -23.23. Based on the distribution chart, Mangal Credit & Fincorp ranks #446 out of 541 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mangal Credit & Fincorp has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Mangal Credit & Fincorp ranks #446 out of 541 companies for OCF Yield %. This places Mangal Credit & Fincorp in the lower half of its industry. The industry median OCF Yield % is 0.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.02, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mangal Credit & Fincorp and its competitors. For the Credit Services industry, the median OCF Yield % is 0.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangal Credit & Fincorp's current OCF Yield % is -23.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹248.97, compared to a current price of ₹223.25 — trading 10.3% below its estimated fair value. The current OCF Yield % is -23.23. Mangal Credit & Fincorp's overall GF Score™ is 69/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current OCF Yield % is -23.23 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?

Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued. The current stock price of ₹223.25 is trading 10.3% below its estimated GF Value™ of ₹248.97. GuruFocus considers Mangal Credit & Fincorp to be Modestly Undervalued.

Key valuation signals for BOM:505850:

  • OCF Yield %: -23.23
  • GF Value™: ₹248.97 vs. price of ₹223.25 (10.3% below fair value)
  • GF Score™: 69/100 with 13 warning signs

No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mangal Credit & Fincorp Business Description

Other Exchanges MANCREDIT:India
Address Ram Mandir Road, Graham Firth Steel Compound, Office No-1701/1702, 17th Floor, A-Wing, Lotus Corporate Park, Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
69GF Score

Get the complete analysis for BOM:505850

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹223.25
Price
₹248.97
GF Value