Mangal Credit & Fincorp (BOM:505850) Dividend Payout Ratio: 0.00 (As of Mar. 2026)

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BOM:505850 Mangal Credit & Fincorp Ltd BOM:505850
69 GF Score
Price ₹232.70
GF Value ₹248.84
Valuation Fairly Valued
! 13 Warning Signs
View Full Analysis

What is Mangal Credit & Fincorp Dividend Payout Ratio?

Mangal Credit & Fincorp BOM:505850 +0.22% 69 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates BOM:505850 with a GF Score™ of 69/100 and a GF Value™ of ₹248.84 (Fairly Valued). The stock has 13 warning signs investors should review. Among 195 Credit Services companies, Mangal Credit & Fincorp ranks better than 84.1% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Mangal Credit & Fincorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for Mangal Credit & Fincorp's Dividend Payout Ratio or its related term are showing as below:

BOM:505850' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09   Med: 0.12   Max: 0.18
Current: 0.09


During the past 13 years, the highest Dividend Payout Ratio of Mangal Credit & Fincorp was 0.18. The lowest was 0.09. And the median was 0.12.

BOM:505850's Dividend Payout Ratio is ranked better than
84.1% of 195 companies
in the Credit Services industry
Industry Median: 0.32 vs BOM:505850: 0.09

As of today (2026-07-20), the Dividend Yield % of Mangal Credit & Fincorp is 0.32%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Mangal Credit & Fincorp was 1.56%. The lowest was 0.29%. And the median was 0.48%.

Mangal Credit & Fincorp's Dividends per Share for the months ended in Mar. 2026 was ₹0.00.

During the past 12 months, Mangal Credit & Fincorp's average Dividends Per Share Growth Rate was 25.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.60% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Mangal Credit & Fincorp was 82.00% per year. The lowest was -41.60% per year. And the median was 0.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Mangal Credit & Fincorp (BOM:505850) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Mangal Credit & Fincorp Dividend Payout Ratio Related Terms


Mangal Credit & Fincorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Mangal Credit & Fincorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mangal Credit & Fincorp Dividend Payout Ratio Chart

Mangal Credit & Fincorp Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.12 0.09 0.09 0.10

Mangal Credit & Fincorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.48 0.00 0.00

BOM:505850 vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Mangal Credit & Fincorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mangal Credit & Fincorp Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Mangal Credit & Fincorp's Dividend Payout Ratio falls into.


BOM:505850
69GF Score
Mangal Credit & Fincorp Ltd BOM:505850
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mangal Credit & Fincorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Mangal Credit & Fincorp's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=0.75/ 7.815
=0.10

Mangal Credit & Fincorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 2.759
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Mangal Credit & Fincorp (BOM:505850) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mangal Credit & Fincorp and its competitors. Over the past decade, Mangal Credit & Fincorp's Dividend Payout Ratio has ranged from 0.09 to 0.18. According to the industry distribution chart, Mangal Credit & Fincorp ranks #31 out of 195 companies in the Credit Services industry, placing it in the top 15.9%.
Is Mangal Credit & Fincorp's Dividend Payout Ratio too high?
Mangal Credit & Fincorp's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.18. Based on the distribution chart, Mangal Credit & Fincorp ranks #31 out of 195 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mangal Credit & Fincorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mangal Credit & Fincorp ranks #31 out of 195 companies for Dividend Payout Ratio. This places Mangal Credit & Fincorp in the top 16% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Mangal Credit & Fincorp's own Dividend Payout Ratio has ranged from 0.09 to 0.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mangal Credit & Fincorp and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangal Credit & Fincorp's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Fairly Valued. The stock's GF Value™ is ₹248.84, compared to a current price of ₹232.70 — trading 6.5% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Mangal Credit & Fincorp's overall GF Score™ is 69/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?

Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued. The current stock price of ₹232.70 is trading 6.5% below its estimated GF Value™ of ₹248.84. GuruFocus considers Mangal Credit & Fincorp to be Fairly Valued.

Key valuation signals for BOM:505850:

  • Dividend Payout Ratio: 0.00
  • GF Value™: ₹248.84 vs. price of ₹232.70 (6.5% below fair value)
  • GF Score™: 69/100 with 13 warning signs

No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mangal Credit & Fincorp Business Description

Other Exchanges MANCREDIT:India
Address Ram Mandir Road, Graham Firth Steel Compound, Office No-1701/1702, 17th Floor, A-Wing, Lotus Corporate Park, Western Express Highway, Goregaon (East), Mumbai, MH, IND, 400063
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
69GF Score

Get the complete analysis for BOM:505850

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹232.70
Price
₹248.84
GF Value