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Mangal Credit & FincorpBOM:505850 +0.37%70 PEG Ratio is 1.16 as of Jul. 25, 2026, which is 45% below its 10-year median of 2.12. GuruFocus rates BOM:505850 with a GF Score™ of 70/100 and a GF Value™ of ₹249.48 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 233 Credit Services companies, Mangal Credit & Fincorp ranks worse than 56.65% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Mangal Credit & Fincorp's PEG Ratio or its related term are showing as below:
BOM:505850'
s PEG Ratio Range Over the Past 10 Years
Min: 0.87 Med: 2.12 Max: 20.33
Current: 1.16
During the past 13 years, Mangal Credit & Fincorp's highest PEG Ratio was 20.33. The lowest was 0.87. And the median was 2.12.
BOM:505850's PEG Ratio is ranked worse than 56.65% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs BOM:505850: 1.16
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Mangal Credit & Fincorp (BOM:505850) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mangal Credit & Fincorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mangal Credit & Fincorp PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Mangal Credit & Fincorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Mangal Credit & Fincorp (BOM:505850) has a PEG Ratio of 1.16 as of Jul. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mangal Credit & Fincorp and its competitors. This is 45% below median its historical median of 2.12. Over the past decade, Mangal Credit & Fincorp's PEG Ratio has ranged from 0.87 to 20.33. According to the industry distribution chart, Mangal Credit & Fincorp ranks #132 out of 233 companies in the Credit Services industry, placing it in the top 56.7%.
Is Mangal Credit & Fincorp's PEG Ratio too high?
Mangal Credit & Fincorp's current PEG Ratio of 1.16 is 45% below median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 20.33. The Credit Services industry median PEG Ratio is 0.92. Mangal Credit & Fincorp's value of 1.16 is 26.1% above this industry median. Based on the distribution chart, Mangal Credit & Fincorp ranks #132 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mangal Credit & Fincorp has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mangal Credit & Fincorp ranks #132 out of 233 companies for PEG Ratio. This places Mangal Credit & Fincorp in the lower half of its industry. The industry median PEG Ratio is 0.92. Mangal Credit & Fincorp's value of 1.16 is 26.1% above this benchmark. Historically, Mangal Credit & Fincorp's own PEG Ratio has ranged from 0.87 to 20.33 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 0.92, Mangal Credit & Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mangal Credit & Fincorp's current PEG Ratio of 1.16 is 26.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Mangal Credit & Fincorp and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangal Credit & Fincorp's current PEG Ratio is 1.16, which is 45% below median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹249.48, compared to a current price of ₹215.95 — trading 13.4% below its estimated fair value. The current PEG Ratio is 1.16, which is 45% below median its 10-year median of 2.12 and 26.1% above the Credit Services industry median of 0.92. Mangal Credit & Fincorp's overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current PEG Ratio is 1.16 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?
Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued.
The current stock price of ₹215.95 is trading 13.4% below its estimated GF Value™ of ₹249.48.
GuruFocus considers Mangal Credit & Fincorp to be Modestly Undervalued.
Key valuation signals for BOM:505850:
PEG Ratio: 1.16 (45% below median its 10-year median of 2.12)
GF Value™: ₹249.48 vs. price of ₹215.95 (13.4% below fair value)
Industry Position: 26.1% above the Credit Services median (#132 of 233)
No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
70GF Score
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