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Mangal Credit & Fincorp has a quick ratio of 64.70. It generally indicates good short-term financial strength.
The historical rank and industry rank for Mangal Credit & Fincorp's Quick Ratio or its related term are showing as below:
BOM:505850'
s Quick Ratio Range Over the Past 10 Years
Min: 1.28 Med: 2.19 Max: 64.7
Current: 64.7
During the past 13 years, Mangal Credit & Fincorp's highest Quick Ratio was 64.70. The lowest was 1.28. And the median was 2.19.
BOM:505850's Quick Ratio is ranked better than 77.33% of 397
companies
in the Credit Services industry
Industry Median: 4
vs BOM:505850: 64.70
Mangal Credit & Fincorp (BOM:505850) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Mangal Credit & Fincorp Quick Ratio Related Terms
Mangal Credit & Fincorp Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mangal Credit & Fincorp's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mangal Credit & Fincorp Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Mangal Credit & Fincorp's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Mangal Credit & Fincorp's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mangal Credit & Fincorp (BOM:505850) has a Quick Ratio of 64.70 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mangal Credit & Fincorp and its competitors. This is 2854% above median its historical median of 2.19. Over the past decade, Mangal Credit & Fincorp's Quick Ratio has ranged from 1.28 to 64.70. According to the industry distribution chart, Mangal Credit & Fincorp ranks #90 out of 397 companies in the Credit Services industry, placing it in the top 22.7%.
Is Mangal Credit & Fincorp's Quick Ratio too high?
Mangal Credit & Fincorp's current Quick Ratio of 64.70 is 2854% above median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 64.70. The Credit Services industry median Quick Ratio is 4.00. Mangal Credit & Fincorp's value of 64.70 is 1517.5% above this industry median. Based on the distribution chart, Mangal Credit & Fincorp ranks #90 out of 397 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mangal Credit & Fincorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mangal Credit & Fincorp ranks #90 out of 397 companies for Quick Ratio. This places Mangal Credit & Fincorp in the top 23% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.00. Mangal Credit & Fincorp's value of 64.70 is 1517.5% above this benchmark. Historically, Mangal Credit & Fincorp's own Quick Ratio has ranged from 1.28 to 64.70 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 4.00, Mangal Credit & Fincorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.00, based on 397 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mangal Credit & Fincorp's current Quick Ratio of 64.70 is 1517.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mangal Credit & Fincorp and its competitors. For the Credit Services industry, the median Quick Ratio is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangal Credit & Fincorp's current Quick Ratio is 64.70, which is 2854% above median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Fairly Valued. The stock's GF Value™ is ₹248.84, compared to a current price of ₹232.70 — trading 6.5% below its estimated fair value. The current Quick Ratio is 64.70, which is 2854% above median its 10-year median of 2.19 and 1517.5% above the Credit Services industry median of 4.00. Mangal Credit & Fincorp's overall GF Score™ is 69/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current Quick Ratio is 64.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?
Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued.
The current stock price of ₹232.70 is trading 6.5% below its estimated GF Value™ of ₹248.84.
GuruFocus considers Mangal Credit & Fincorp to be Fairly Valued.
Key valuation signals for BOM:505850:
Quick Ratio: 64.70 (2854% above median its 10-year median of 2.19)
GF Value™: ₹248.84 vs. price of ₹232.70 (6.5% below fair value)
Industry Position: 1517.5% above the Credit Services median (#90 of 397)
No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
69GF Score
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