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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mangal Credit & Fincorp's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mangal Credit & Fincorp Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mangal Credit & Fincorp's Days Payable distribution charts can be found below:
* The bar in red indicates where Mangal Credit & Fincorp's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Mangal Credit & Fincorp's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mangal Credit & Fincorp (BOM:505850) has a Days Payable of 7.27 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mangal Credit & Fincorp and its competitors. This is 60% below median its historical median of 18.16. Over the past decade, Mangal Credit & Fincorp's Days Payable has ranged from 7.52 to 274.55. According to the industry distribution chart, Mangal Credit & Fincorp ranks #235 out of 301 companies in the Credit Services industry, placing it in the top 78.1%.
Is Mangal Credit & Fincorp's Days Payable too high?
Mangal Credit & Fincorp's current Days Payable of 7.27 is 60% below median its 10-year median of 18.16. Over the past 10 years, this metric has ranged from a low of 7.52 to a high of 274.55. The Credit Services industry median Days Payable is 33.87. Mangal Credit & Fincorp's value of 7.27 is 78.5% below this industry median. Based on the distribution chart, Mangal Credit & Fincorp ranks #235 out of 301 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mangal Credit & Fincorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mangal Credit & Fincorp's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Mangal Credit & Fincorp ranks #235 out of 301 companies for Days Payable. This places Mangal Credit & Fincorp in the lower half of its industry. The industry median Days Payable is 33.87. Mangal Credit & Fincorp's value of 7.27 is 78.5% below this benchmark. Historically, Mangal Credit & Fincorp's own Days Payable has ranged from 7.52 to 274.55 over the past decade. While the company's 10-year median is 18.16 vs. the industry median of 33.87, Mangal Credit & Fincorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mangal Credit & Fincorp's current Days Payable of 7.27 is 78.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Mangal Credit & Fincorp and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangal Credit & Fincorp's current Days Payable is 7.27, which is 60% below median its own 10-year median of 18.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangal Credit & Fincorp stock overvalued right now?
Based on GuruFocus' analysis, Mangal Credit & Fincorp (BOM:505850) is currently considered Fairly Valued. The stock's GF Value™ is ₹248.84, compared to a current price of ₹232.70 — trading 6.5% below its estimated fair value. The current Days Payable is 7.27, which is 60% below median its 10-year median of 18.16 and 78.5% below the Credit Services industry median of 33.87. Mangal Credit & Fincorp's overall GF Score™ is 69/100 with 13 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Mangal Credit & Fincorp (BOM:505850), the current Days Payable is 7.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mangal Credit & Fincorp (BOM:505850) Overvalued in 2026?
Based on GuruFocus' analysis, Mangal Credit & Fincorp stock appears to be undervalued.
The current stock price of ₹232.70 is trading 6.5% below its estimated GF Value™ of ₹248.84.
GuruFocus considers Mangal Credit & Fincorp to be Fairly Valued.
Key valuation signals for BOM:505850:
Days Payable: 7.27 (60% below median its 10-year median of 18.16)
GF Value™: ₹248.84 vs. price of ₹232.70 (6.5% below fair value)
Industry Position: 78.5% below the Credit Services median (#235 of 301)
No single metric tells the full story. See the BOM:505850 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mangal Credit & Fincorp Ltd is a non-banking financial company. The company offers services, including loans and credit facilities, private educational funding, and trade-in money market underwriting stocks and shares. Its products include Gold loans, Personal loans, and SME(small and medium enterprises) loans. Geographically all the operations function through the regions of India. The company generates the majority of its revenue from Interest Income. The company also generates revenue from Fees and commission income.
69GF Score
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