MCBK (Madison County Financial) Cyclically Adjusted Revenue per Share: $6.59 (As of Jun. 2026)

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MCBK Madison County Financial Inc MCBK
59 GF Score
Price $33.35
GF Value $32.83
Valuation Fairly Valued
! 2 Warning Signs
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What is Madison County Financial Cyclically Adjusted Revenue per Share?

Madison County Financial MCBK +0.15% 59 Cyclically Adjusted Revenue per Share is $6.59 as of Jun. 2026. GuruFocus rates MCBK with a GF Score™ of 59/100 and a GF Value™ of $32.83 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Madison County Financial's adjusted revenue per share for the three months ended in Jun. 2026 was $2.006. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $6.59 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Madison County Financial's average Cyclically Adjusted Revenue Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-09-12), Madison County Financial's current stock price is $33.35. Madison County Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $6.59. Madison County Financial's Cyclically Adjusted PS Ratio of today is 5.06.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Madison County Financial was 5.05. The lowest was 4.15. And the median was 4.44.


Madison County Financial  (OTCPK:MCBK) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Madison County Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=33.35/6.59
=5.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Madison County Financial was 5.05. The lowest was 4.15. And the median was 4.44.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Madison County Financial Cyclically Adjusted Revenue per Share Related Terms


Madison County Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Madison County Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Madison County Financial Cyclically Adjusted Revenue per Share Chart

Madison County Financial Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.18

Madison County Financial Quarterly Data
Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.97 6.08 6.18 6.40 6.59

MCBK vs ORPB, HMLN, BKOR: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Madison County Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Madison County Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Madison County Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Madison County Financial's Cyclically Adjusted PS Ratio falls into.


MCBK
59GF Score
Madison County Financial Inc MCBK
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Madison County Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Madison County Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.006/333.9520*333.9520
=2.006

Current CPI (Jun. 2026) = 333.9520.

Madison County Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 0.653 229.392 0.951
201206 0.578 229.478 0.841
201209 0.626 231.407 0.903
201212 0.946 229.601 1.376
201303 0.983 232.773 1.410
201306 0.963 233.504 1.377
201309 1.010 234.149 1.440
201312 1.090 233.049 1.562
201403 1.066 236.293 1.507
201406 1.134 238.343 1.589
201409 1.198 238.031 1.681
201412 1.221 234.812 1.737
201503 1.236 236.119 1.748
201506 1.058 238.638 1.481
201509 1.114 237.945 1.563
201512 1.896 236.525 2.677
201603 1.138 238.132 1.596
201606 1.192 241.018 1.652
201609 1.184 241.428 1.638
201612 2.159 241.432 2.986
201703 1.147 243.801 1.571
201706 1.164 244.955 1.587
201709 1.205 246.819 1.630
201712 2.189 246.524 2.965
201803 1.155 249.554 1.546
201806 1.157 251.989 1.533
201809 1.162 252.439 1.537
201812 2.042 251.233 2.714
202212 0.000 296.797 0.000
202312 0.000 306.746 0.000
202403 1.178 312.332 1.260
202406 1.068 314.175 1.135
202409 1.075 315.301 1.139
202412 1.515 315.605 1.603
202503 1.566 319.799 1.635
202506 1.652 322.561 1.710
202509 1.433 324.800 1.473
202512 1.899 324.054 1.957
202603 1.898 330.213 1.919
202606 2.006 333.952 2.006

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $6.59 mean?
Madison County Financial (MCBK) has a Cyclically Adjusted Revenue per Share of $6.59 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Madison County Financial and its competitors.
Is Madison County Financial's Cyclically Adjusted Revenue per Share too high?
Madison County Financial's current Cyclically Adjusted Revenue per Share is $6.59. Overall, Madison County Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Madison County Financial's Cyclically Adjusted Revenue per Share compare to ORPB and HMLN?
Madison County Financial's Cyclically Adjusted Revenue per Share of $6.59 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Madison County Financial and its competitors. Madison County Financial's current Cyclically Adjusted Revenue per Share is $6.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Madison County Financial stock overvalued right now?
Based on GuruFocus' analysis, Madison County Financial (MCBK) is currently considered Fairly Valued. The stock's GF Value™ is $32.83, compared to a current price of $33.35 — trading 1.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $6.59. Madison County Financial's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Madison County Financial (MCBK), the current Cyclically Adjusted Revenue per Share is $6.59 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Madison County Financial (MCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Madison County Financial stock appears to be overvalued. The current stock price of $33.35 is trading 1.6% above its estimated GF Value™ of $32.83. GuruFocus considers Madison County Financial to be Fairly Valued.

Key valuation signals for MCBK:

  • Cyclically Adjusted Revenue per Share: $6.59
  • GF Value™: $32.83 vs. price of $33.35 (1.6% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the MCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Madison County Financial Business Description

Address 111 West Third Street, PO Box 650, Madison, NE, USA, 68748
Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It is involved in attracting retail deposits from the general public in market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in agricultural real estate loans; one- to four-family residential real estate loans; agricultural non-real estate loans and other commercial non-real estate loans; multi-family and commercial real estate loans; and consumer loans.
59GF Score

Get the complete analysis for MCBK

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.35
Price
$32.83
GF Value