MCBK (Madison County Financial) ROCE %: % (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCBK Madison County Financial Inc MCBK
63 GF Score
Price $32.30
GF Value $29.97
Valuation Fairly Valued
! 2 Warning Signs
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What is Madison County Financial ROCE %?

Madison County Financial MCBK 63 ROCE % is % as of Mar. 2026. GuruFocus rates MCBK with a GF Score™ of 63/100 and a GF Value™ of $29.97 (Fairly Valued). The stock has 2 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

MCBK
63GF Score
Madison County Financial Inc MCBK
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Madison County Financial (MCBK) has a ROCE % of % as of Mar. 2026.
Is Madison County Financial's ROCE % too high?
Madison County Financial's current ROCE % is %. Overall, Madison County Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Madison County Financial's ROCE % compare to SLRK and BKOR?
Madison County Financial's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Madison County Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Madison County Financial stock overvalued right now?
Based on GuruFocus' analysis, Madison County Financial (MCBK) is currently considered Fairly Valued. The stock's GF Value™ is $29.97, compared to a current price of $32.30 — trading 7.8% above its estimated fair value. The current ROCE % is %. Madison County Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Madison County Financial (MCBK), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Madison County Financial (MCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Madison County Financial stock appears to be overvalued. The current stock price of $32.30 is trading 7.8% above its estimated GF Value™ of $29.97. GuruFocus considers Madison County Financial to be Fairly Valued.

Key valuation signals for MCBK:

  • ROCE %: %
  • GF Value™: $29.97 vs. price of $32.30 (7.8% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the MCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Madison County Financial Business Description

Address 111 West Third Street, PO Box 650, Madison, NE, USA, 68748
Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It is involved in attracting retail deposits from the general public in market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in agricultural real estate loans; one- to four-family residential real estate loans; agricultural non-real estate loans and other commercial non-real estate loans; multi-family and commercial real estate loans; and consumer loans.
63GF Score

Get the complete analysis for MCBK

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.30
Price
$29.97
GF Value