MCBK (Madison County Financial) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCBK Madison County Financial Inc MCBK
63 GF Score
Price $32.30
GF Value $29.97
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Madison County Financial Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Madison County Financial Valuation Rank Related Terms

MCBK
63GF Score
Madison County Financial Inc MCBK
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Madison County Financial (MCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Madison County Financial stock appears to be overvalued. The current stock price of $32.30 is trading 7.8% above its estimated GF Value™ of $29.97. GuruFocus considers Madison County Financial to be Fairly Valued.

Key valuation signals for MCBK:

  • Valuation Rank:
  • GF Value™: $29.97 vs. price of $32.30 (7.8% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the MCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Madison County Financial Business Description

Address 111 West Third Street, PO Box 650, Madison, NE, USA, 68748
Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It is involved in attracting retail deposits from the general public in market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in agricultural real estate loans; one- to four-family residential real estate loans; agricultural non-real estate loans and other commercial non-real estate loans; multi-family and commercial real estate loans; and consumer loans.
63GF Score

Get the complete analysis for MCBK

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.30
Price
$29.97
GF Value