* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Madison County Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Madison County Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Madison County Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Madison County Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Madison County Financial (MCBK) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Madison County Financial and its competitors. Over the past decade, Madison County Financial's FCF Margin % has ranged from 6.49 to 43.89. According to the industry distribution chart, Madison County Financial ranks #999999 out of 1505 companies in the Banks industry.
Is Madison County Financial's FCF Margin % too high?
Madison County Financial's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 6.49 to a high of 43.89. Based on the distribution chart, Madison County Financial ranks #999999 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Madison County Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Madison County Financial's FCF Margin % compare to BKOR and SLRK?
According to the Banks industry distribution chart, Madison County Financial ranks #999999 out of 1505 companies for FCF Margin %. This places Madison County Financial in the lower half of its industry. The industry median FCF Margin % is 26.42. Historically, Madison County Financial's own FCF Margin % has ranged from 6.49 to 43.89 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Madison County Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Madison County Financial's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Madison County Financial stock overvalued right now?
Based on GuruFocus' analysis, Madison County Financial (MCBK) is currently considered Fairly Valued. The stock's GF Value™ is $29.90, compared to a current price of $31.50 — trading 5.4% above its estimated fair value. The current FCF Margin % is 0.00%. Madison County Financial's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Madison County Financial (MCBK), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Madison County Financial (MCBK) Overvalued in 2026?
Based on GuruFocus' analysis, Madison County Financial stock appears to be overvalued.
The current stock price of $31.50 is trading 5.4% above its estimated GF Value™ of $29.90.
GuruFocus considers Madison County Financial to be Fairly Valued.
Key valuation signals for MCBK:
FCF Margin %: 0.00%
GF Value™: $29.90 vs. price of $31.50 (5.4% above fair value)
No single metric tells the full story. See the MCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It is involved in attracting retail deposits from the general public in market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in agricultural real estate loans; one- to four-family residential real estate loans; agricultural non-real estate loans and other commercial non-real estate loans; multi-family and commercial real estate loans; and consumer loans.
59GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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