MCBK (Madison County Financial) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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MCBK Madison County Financial Inc MCBK
59 GF Score
Price $33.35
GF Value $32.84
Valuation Fairly Valued
! 2 Warning Signs
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What is Madison County Financial ROC (Joel Greenblatt) %?

Madison County Financial MCBK +0.15% 59 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates MCBK with a GF Score™ of 59/100 and a GF Value™ of $32.84 (Fairly Valued). The stock has 2 warning signs investors should review. Among 47 Banks companies, Madison County Financial ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

MCBK
59GF Score
Madison County Financial Inc MCBK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Madison County Financial (MCBK) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Madison County Financial and its competitors. According to the industry distribution chart, Madison County Financial ranks #999999 out of 47 companies in the Banks industry.
Is Madison County Financial's ROC (Joel Greenblatt) % too high?
Madison County Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Madison County Financial ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Madison County Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Madison County Financial's ROC (Joel Greenblatt) % compare to ORPB and HMLN?
According to the Banks industry distribution chart, Madison County Financial ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places Madison County Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 54.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 54.45, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Madison County Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 54.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Madison County Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Madison County Financial stock overvalued right now?
Based on GuruFocus' analysis, Madison County Financial (MCBK) is currently considered Fairly Valued. The stock's GF Value™ is $32.84, compared to a current price of $33.35 — trading 1.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Madison County Financial's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Madison County Financial (MCBK), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Madison County Financial (MCBK) Overvalued in 2026?

Based on GuruFocus' analysis, Madison County Financial stock appears to be overvalued. The current stock price of $33.35 is trading 1.6% above its estimated GF Value™ of $32.84. GuruFocus considers Madison County Financial to be Fairly Valued.

Key valuation signals for MCBK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $32.84 vs. price of $33.35 (1.6% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the MCBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Madison County Financial Business Description

Address 111 West Third Street, PO Box 650, Madison, NE, USA, 68748
Madison County Financial Inc is a bank holding company. The company is engaged in providing a full range of banking and financial services to individuals and corporate customers in the areas surrounding Madison, Nebraska. It is involved in attracting retail deposits from the general public in market area and investing those deposits, together with funds generated from operations, and to a lesser extent, borrowings, in agricultural real estate loans; one- to four-family residential real estate loans; agricultural non-real estate loans and other commercial non-real estate loans; multi-family and commercial real estate loans; and consumer loans.
59GF Score

Get the complete analysis for MCBK

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.35
Price
$32.84
GF Value