Hrvatska Postanska Banka DD (ZAG:HPB) Cyclically Adjusted Revenue per Share: €82.26 (As of Jun. 2026)

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ZAG:HPB Hrvatska Postanska Banka DD ZAG:HPB
59 GF Score
Price €332.00
GF Value €253.46
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Hrvatska Postanska Banka DD Cyclically Adjusted Revenue per Share?

Hrvatska Postanska Banka DD ZAG:HPB 59 Cyclically Adjusted Revenue per Share is €82.26 as of Jun. 2026. GuruFocus rates ZAG:HPB with a GF Score™ of 59/100 and a GF Value™ of €253.46 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Hrvatska Postanska Banka DD's adjusted revenue per share for the three months ended in Jun. 2026 was €27.740. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €82.26 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Hrvatska Postanska Banka DD's average Cyclically Adjusted Revenue Growth Rate was 5.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was -1.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Hrvatska Postanska Banka DD was -1.40% per year. The lowest was -1.40% per year. And the median was -1.40% per year.

As of today (2026-08-23), Hrvatska Postanska Banka DD's current stock price is €332.00. Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €82.26. Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio of today is 4.04.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Hrvatska Postanska Banka DD was 12.00. The lowest was 1.40. And the median was 3.60.


Hrvatska Postanska Banka DD  (ZAG:HPB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=332.00/82.26
=4.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Hrvatska Postanska Banka DD was 12.00. The lowest was 1.40. And the median was 3.60.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Hrvatska Postanska Banka DD Cyclically Adjusted Revenue per Share Related Terms


Hrvatska Postanska Banka DD Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hrvatska Postanska Banka DD Cyclically Adjusted Revenue per Share Chart

Hrvatska Postanska Banka DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 81.53 80.63 78.44 78.10

Hrvatska Postanska Banka DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.92 78.09 78.10 80.38 82.26

ZAG:HPB vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio falls into.


ZAG:HPB
59GF Score
Hrvatska Postanska Banka DD ZAG:HPB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Hrvatska Postanska Banka DD Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hrvatska Postanska Banka DD's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=27.74/333.9520*333.9520
=27.740

Current CPI (Jun. 2026) = 333.9520.

Hrvatska Postanska Banka DD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 14.457 241.018 20.031
201609 14.518 241.428 20.082
201612 13.252 241.432 18.330
201703 18.005 243.801 24.663
201706 13.618 244.955 18.566
201709 14.213 246.819 19.231
201712 2.776 246.524 3.760
201803 12.907 249.554 17.272
201806 12.394 251.989 16.425
201809 17.867 252.439 23.636
201812 9.561 251.233 12.709
201903 14.572 254.202 19.144
201906 12.794 256.143 16.680
201909 11.843 256.759 15.404
201912 20.614 256.974 26.789
202003 12.773 258.115 16.526
202006 10.976 257.797 14.218
202009 12.006 260.280 15.404
202012 20.021 260.474 25.669
202103 10.697 264.877 13.487
202106 17.783 271.696 21.858
202109 12.280 274.310 14.950
202112 11.943 278.802 14.305
202203 10.938 287.504 12.705
202206 15.054 296.311 16.966
202209 17.403 296.808 19.581
202212 18.926 296.797 21.295
202303 21.423 301.836 23.702
202306 24.553 305.109 26.874
202309 25.960 307.789 28.167
202312 25.919 306.746 28.218
202403 27.302 312.332 29.192
202406 27.788 314.175 29.537
202409 23.640 315.301 25.038
202412 25.335 315.605 26.808
202503 23.536 319.799 24.578
202506 24.208 322.561 25.063
202512 22.243 324.054 22.922
202603 24.769 330.213 25.049
202606 27.740 333.952 27.740

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €82.26 mean?
Hrvatska Postanska Banka DD (ZAG:HPB) has a Cyclically Adjusted Revenue per Share of €82.26 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hrvatska Postanska Banka DD and its competitors.
Is Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share too high?
Hrvatska Postanska Banka DD's current Cyclically Adjusted Revenue per Share is €82.26. Overall, Hrvatska Postanska Banka DD has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share of €82.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hrvatska Postanska Banka DD and its competitors. Hrvatska Postanska Banka DD's current Cyclically Adjusted Revenue per Share is €82.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatska Postanska Banka DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD (ZAG:HPB) is currently considered Significantly Overvalued. The stock's GF Value™ is €253.46, compared to a current price of €332.00 — trading 31% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €82.26. Hrvatska Postanska Banka DD's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Hrvatska Postanska Banka DD (ZAG:HPB), the current Cyclically Adjusted Revenue per Share is €82.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hrvatska Postanska Banka DD (ZAG:HPB) Overvalued in 2026?

Based on GuruFocus' analysis, Hrvatska Postanska Banka DD stock appears to be overvalued. The current stock price of €332.00 is trading 31% above its estimated GF Value™ of €253.46. GuruFocus considers Hrvatska Postanska Banka DD to be Significantly Overvalued.

Key valuation signals for ZAG:HPB:

  • Cyclically Adjusted Revenue per Share: €82.26
  • GF Value™: €253.46 vs. price of €332.00 (31% above fair value)
  • GF Score™: 59/100 with 8 warning signs

No single metric tells the full story. See the ZAG:HPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hrvatska Postanska Banka DD Business Description

Address Jurisiceva ulica 4, Zagreb, HRV, 10000
Hrvatska Postanska Banka DD offers loans, deposits, and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking, Financial Market, and Other. The firm generates key revenue from the Financial Market segment. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons, and students, a wide range of loans for citizens, modern card products, and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management, and asset management.
59GF Score

Get the complete analysis for ZAG:HPB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€332.00
Price
€253.46
GF Value