Hrvatska Postanska Banka DD (ZAG:HPB) OCF Yield %: -73.38 (As of Jul. 15, 2026)

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ZAG:HPB Hrvatska Postanska Banka DD ZAG:HPB
58 GF Score
Price €334.00
GF Value €250.03
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Hrvatska Postanska Banka DD OCF Yield %?

Hrvatska Postanska Banka DD ZAG:HPB 58 OCF Yield % is -73.38 as of Jul. 15, 2026. GuruFocus rates ZAG:HPB with a GF Score™ of 58/100 and a GF Value™ of €250.03 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,500 Banks companies, Hrvatska Postanska Banka DD ranks worse than 95.8% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Hrvatska Postanska Banka DD's Trailing 12-Month Cash Flow from Operations is €-481.3 Mil, and Market Cap is €676.2 Mil. Therefore, Hrvatska Postanska Banka DD's OCF Yield % for today is -73.38%.

The historical rank and industry rank for Hrvatska Postanska Banka DD's OCF Yield % or its related term are showing as below:

ZAG:HPB' s OCF Yield % Range Over the Past 10 Years
Min: -344.89   Med: 16.93   Max: 385.48
Current: -73.38


During the past 13 years, the highest OCF Yield % of Hrvatska Postanska Banka DD was 385.48%. The lowest was -344.89%. And the median was 16.93%.

ZAG:HPB's OCF Yield % is ranked worse than
95.8% of 1500 companies
in the Banks industry
Industry Median: 9.245 vs ZAG:HPB: -73.38

Hrvatska Postanska Banka DD's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Hrvatska Postanska Banka DD OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Hrvatska Postanska Banka DD OCF Yield % Related Terms


Hrvatska Postanska Banka DD OCF Yield % Historical Data

* Premium members only.

The historical data trend for Hrvatska Postanska Banka DD's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hrvatska Postanska Banka DD OCF Yield % Chart

Hrvatska Postanska Banka DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.46 25.69 387.54 114.70 -242.66

Hrvatska Postanska Banka DD Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 368.25 -1,013.65 -97.70 0.00 -240.16

ZAG:HPB vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hrvatska Postanska Banka DD OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Hrvatska Postanska Banka DD's OCF Yield % falls into.


ZAG:HPB
58GF Score
Hrvatska Postanska Banka DD ZAG:HPB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hrvatska Postanska Banka DD OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Hrvatska Postanska Banka DD's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-1542.922 / 635.85
=-242.66%

Hrvatska Postanska Banka DD's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-342.857 * 4 / 571.05
=-240.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -73.38 mean?
Hrvatska Postanska Banka DD (ZAG:HPB) has a OCF Yield % of -73.38 as of Jul. 15, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hrvatska Postanska Banka DD and its competitors. According to the industry distribution chart, Hrvatska Postanska Banka DD ranks #1437 out of 1500 companies in the Banks industry, placing it in the top 95.8%.
Is Hrvatska Postanska Banka DD's OCF Yield % too high?
Hrvatska Postanska Banka DD's current OCF Yield % is -73.38. Based on the distribution chart, Hrvatska Postanska Banka DD ranks #1437 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hrvatska Postanska Banka DD has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hrvatska Postanska Banka DD's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Hrvatska Postanska Banka DD ranks #1437 out of 1500 companies for OCF Yield %. This places Hrvatska Postanska Banka DD in the lower half of its industry. The industry median OCF Yield % is 9.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hrvatska Postanska Banka DD and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hrvatska Postanska Banka DD's current OCF Yield % is -73.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatska Postanska Banka DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD (ZAG:HPB) is currently considered Significantly Overvalued. The stock's GF Value™ is €250.03, compared to a current price of €334.00 — trading 33.6% above its estimated fair value. The current OCF Yield % is -73.38. Hrvatska Postanska Banka DD's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Hrvatska Postanska Banka DD (ZAG:HPB), the current OCF Yield % is -73.38 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hrvatska Postanska Banka DD (ZAG:HPB) Overvalued in 2026?

Based on GuruFocus' analysis, Hrvatska Postanska Banka DD stock appears to be overvalued. The current stock price of €334.00 is trading 33.6% above its estimated GF Value™ of €250.03. GuruFocus considers Hrvatska Postanska Banka DD to be Significantly Overvalued.

Key valuation signals for ZAG:HPB:

  • OCF Yield %: -73.38
  • GF Value™: €250.03 vs. price of €334.00 (33.6% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the ZAG:HPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hrvatska Postanska Banka DD Business Description

Address Jurisiceva ulica 4, Zagreb, HRV, 10000
Hrvatska Postanska Banka DD offers loans, deposits, and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking, Financial Market, and Other. The firm generates key revenue from the Financial Market segment. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons, and students, a wide range of loans for citizens, modern card products, and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management, and asset management.
58GF Score

Get the complete analysis for ZAG:HPB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€334.00
Price
€250.03
GF Value