Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hrvatska Postanska Banka DD's ROE % for the quarter that ended in Mar. 2026 was 10.46%. Hrvatska Postanska Banka DD's PB Ratio for the quarter that ended in Mar. 2026 was 0.97.
Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.78%.
Hrvatska Postanska Banka DD ROE % Adjusted to Book Value Related Terms
Hrvatska Postanska Banka DD ROE % Adjusted to Book Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hrvatska Postanska Banka DD ROE % Adjusted to Book Value Chart
ZAG:HPB vs PNC, USB: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hrvatska Postanska Banka DD ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 10.78% mean?
Hrvatska Postanska Banka DD (ZAG:HPB) has a ROE % Adjusted to Book Value of 10.78% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hrvatska Postanska Banka DD and its competitors.
Is Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value too high?
Hrvatska Postanska Banka DD's current ROE % Adjusted to Book Value is 10.78%. Overall, Hrvatska Postanska Banka DD has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value compare to PNC and USB?
Hrvatska Postanska Banka DD's ROE % Adjusted to Book Value of 10.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hrvatska Postanska Banka DD and its competitors. Hrvatska Postanska Banka DD's current ROE % Adjusted to Book Value is 10.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatska Postanska Banka DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD (ZAG:HPB) is currently considered Significantly Overvalued. The stock's GF Value™ is €250.38, compared to a current price of €336.00 — trading 34.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.78%. Hrvatska Postanska Banka DD's overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hrvatska Postanska Banka DD (ZAG:HPB), the current ROE % Adjusted to Book Value is 10.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hrvatska Postanska Banka DD (ZAG:HPB) Overvalued in 2026?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD stock appears to be overvalued.
The current stock price of €336.00 is trading 34.2% above its estimated GF Value™ of €250.38.
GuruFocus considers Hrvatska Postanska Banka DD to be Significantly Overvalued.
Key valuation signals for ZAG:HPB:
ROE % Adjusted to Book Value: 10.78%
GF Value™: €250.38 vs. price of €336.00 (34.2% above fair value)
No single metric tells the full story. See the ZAG:HPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hrvatska Postanska Banka DD offers loans, deposits, and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking, Financial Market, and Other. The firm generates key revenue from the Financial Market segment. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons, and students, a wide range of loans for citizens, modern card products, and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management, and asset management.
58GF Score
Get the complete analysis for ZAG:HPB
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZAG:HPB has been successfully added to your 
