GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Hrvatska Postanska Banka DD (ZAG:HPB) » Definitions » PB Ratio

Hrvatska Postanska Banka DD (ZAG:HPB) PB Ratio : 1.06 (As of Mar. 31, 2025)


View and export this data going back to . Start your Free Trial

What is Hrvatska Postanska Banka DD PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-31), Hrvatska Postanska Banka DD's share price is €294.00. Hrvatska Postanska Banka DD's Book Value per Share for the quarter that ended in Dec. 2024 was €276.30. Hence, Hrvatska Postanska Banka DD's PB Ratio of today is 1.06.

Warning Sign:

Hrvatska Postanska Banka DD stock PB Ratio (=1.06) is close to 10-year high of 1.17.

The historical rank and industry rank for Hrvatska Postanska Banka DD's PB Ratio or its related term are showing as below:

ZAG:HPB' s PB Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.54   Max: 1.17
Current: 1.06

During the past 13 years, Hrvatska Postanska Banka DD's highest PB Ratio was 1.17. The lowest was 0.34. And the median was 0.54.

ZAG:HPB's PB Ratio is ranked worse than
61.91% of 1528 companies
in the Banks industry
Industry Median: 0.92 vs ZAG:HPB: 1.06

During the past 12 months, Hrvatska Postanska Banka DD's average Book Value Per Share Growth Rate was 4.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 17.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 9.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Hrvatska Postanska Banka DD was 18.40% per year. The lowest was -19.30% per year. And the median was 6.95% per year.

Back to Basics: PB Ratio


Hrvatska Postanska Banka DD PB Ratio Historical Data

The historical data trend for Hrvatska Postanska Banka DD's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hrvatska Postanska Banka DD PB Ratio Chart

Hrvatska Postanska Banka DD Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.57 0.49 0.71 1.15

Hrvatska Postanska Banka DD Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.86 0.80 0.82 1.15

Competitive Comparison of Hrvatska Postanska Banka DD's PB Ratio

For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hrvatska Postanska Banka DD's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's PB Ratio distribution charts can be found below:

* The bar in red indicates where Hrvatska Postanska Banka DD's PB Ratio falls into.


;
;

Hrvatska Postanska Banka DD PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Hrvatska Postanska Banka DD's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=294.00/276.303
=1.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Hrvatska Postanska Banka DD  (ZAG:HPB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Hrvatska Postanska Banka DD PB Ratio Related Terms

Thank you for viewing the detailed overview of Hrvatska Postanska Banka DD's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Hrvatska Postanska Banka DD Business Description

Traded in Other Exchanges
N/A
Address
Jurisiceva ulica 4, Zagreb, HRV, 10000
Hrvatska Postanska Banka DD offers loans, deposits and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking which generates key revenue, Direct Banking, and Financial Market. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons and students, a wide range of loans for citizens, modern card products and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management and asset management.