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Hrvatska Postanska Banka DD (ZAG:HPB) Cyclically Adjusted PS Ratio : 3.34 (As of Jun. 02, 2025)


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What is Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio?

As of today (2025-06-02), Hrvatska Postanska Banka DD's current share price is €262.00. Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 was €78.42. Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio for today is 3.34.

The historical rank and industry rank for Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio or its related term are showing as below:

ZAG:HPB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.27   Med: 2.33   Max: 4.27
Current: 3.34

During the past years, Hrvatska Postanska Banka DD's highest Cyclically Adjusted PS Ratio was 4.27. The lowest was 1.27. And the median was 2.33.

ZAG:HPB's Cyclically Adjusted PS Ratio is ranked worse than
63.8% of 1246 companies
in the Banks industry
Industry Median: 2.72 vs ZAG:HPB: 3.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hrvatska Postanska Banka DD's adjusted revenue per share data for the three months ended in Dec. 2024 was €25.335. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €78.42 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio Chart

Hrvatska Postanska Banka DD Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.34 2.32 4.06

Hrvatska Postanska Banka DD Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.91 2.87 3.05 4.06

Competitive Comparison of Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio falls into.


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Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=262.00/78.42
=3.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hrvatska Postanska Banka DD's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Hrvatska Postanska Banka DD's adjusted Revenue per Share data for the three months ended in Dec. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=25.335/133.1571*133.1571
=25.335

Current CPI (Dec. 2024) = 133.1571.

Hrvatska Postanska Banka DD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201503 28.859 99.621 38.574
201506 21.634 100.684 28.612
201509 18.901 100.392 25.070
201512 12.105 99.792 16.152
201603 12.852 100.470 17.033
201606 14.457 101.688 18.931
201609 14.518 101.861 18.979
201612 13.252 101.863 17.323
201703 18.005 102.862 23.308
201706 13.618 103.349 17.546
201709 14.213 104.136 18.174
201712 2.776 104.011 3.554
201803 12.907 105.290 16.323
201806 12.394 106.317 15.523
201809 17.867 106.507 22.338
201812 9.561 105.998 12.011
201903 14.572 107.251 18.092
201906 12.794 108.070 15.764
201909 11.843 108.329 14.557
201912 20.614 108.420 25.317
202003 12.773 108.902 15.618
202006 10.976 108.767 13.437
202009 12.006 109.815 14.558
202012 20.021 109.897 24.259
202103 10.697 111.754 12.746
202106 17.783 114.631 20.657
202109 12.280 115.734 14.129
202112 11.943 117.630 13.520
202203 10.938 121.301 12.007
202206 15.054 125.017 16.034
202209 17.403 125.227 18.505
202212 18.926 125.222 20.125
202303 21.423 127.348 22.400
202306 24.553 128.729 25.398
202309 25.960 129.860 26.619
202312 25.919 129.419 26.668
202403 27.302 131.776 27.588
202406 27.635 132.554 27.761
202409 23.640 133.029 23.663
202412 25.335 133.157 25.335

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Hrvatska Postanska Banka DD  (ZAG:HPB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Hrvatska Postanska Banka DD Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Hrvatska Postanska Banka DD's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Hrvatska Postanska Banka DD Business Description

Traded in Other Exchanges
N/A
Address
Jurisiceva ulica 4, Zagreb, HRV, 10000
Hrvatska Postanska Banka DD offers loans, deposits and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking which generates key revenue, Direct Banking, and Financial Market. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons and students, a wide range of loans for citizens, modern card products and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management, and asset management.