Hrvatska Postanska Banka DDZAG:HPB -1.88%62 Dividend Yield % is 6.82% as of Jul. 03, 2026, which is 493% above its 10-year median of 1.15. GuruFocus rates ZAG:HPB with a GF Score™ of 62/100 and a GF Value™ of €248.97 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,252 Banks companies, Hrvatska Postanska Banka DD ranks better than 90.73% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Hrvatska Postanska Banka DD is 1.01, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Hrvatska Postanska Banka DD was 1.01. The lowest was 0.06. And the median was 0.41.
During the past 12 months, Hrvatska Postanska Banka DD's average Dividends Per Share Growth Rate was -8.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Hrvatska Postanska Banka DD (ZAG:HPB) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hrvatska Postanska Banka DD Dividend Yield % Chart
For the Banks - Regional subindustry, Hrvatska Postanska Banka DD's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hrvatska Postanska Banka DD Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Hrvatska Postanska Banka DD's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Hrvatska Postanska Banka DD's Dividend Yield % falls into.
Hrvatska Postanska Banka DD Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Hrvatska Postanska Banka DD Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 21.830000
2026-01-05
2026-01-07
2026-01-08
Cash Dividend
annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hrvatska Postanska Banka DD (ZAG:HPB) has a Dividend Yield % of 6.82% as of Jul. 03, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Hrvatska Postanska Banka DD and its competitors. This is 493% above median its historical median of 1.15. Over the past decade, Hrvatska Postanska Banka DD's Dividend Yield % has ranged from 0.25 to 9.19. According to the industry distribution chart, Hrvatska Postanska Banka DD ranks #116 out of 1252 companies in the Banks industry, placing it in the top 9.3%.
Is Hrvatska Postanska Banka DD's Dividend Yield % too high?
Hrvatska Postanska Banka DD's current Dividend Yield % of 6.82% is 493% above median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 9.19. The Banks industry median Dividend Yield % is 2.99. Hrvatska Postanska Banka DD's value of 6.82% is 128.5% above this industry median. Based on the distribution chart, Hrvatska Postanska Banka DD ranks #116 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hrvatska Postanska Banka DD has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hrvatska Postanska Banka DD's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Hrvatska Postanska Banka DD ranks #116 out of 1252 companies for Dividend Yield %. This places Hrvatska Postanska Banka DD in the top 9% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 2.99. Hrvatska Postanska Banka DD's value of 6.82% is 128.5% above this benchmark. Historically, Hrvatska Postanska Banka DD's own Dividend Yield % has ranged from 0.25 to 9.19 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 2.99, Hrvatska Postanska Banka DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.99, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hrvatska Postanska Banka DD's current Dividend Yield % of 6.82% is 128.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Hrvatska Postanska Banka DD and its competitors. For the Banks industry, the median Dividend Yield % is 2.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hrvatska Postanska Banka DD's current Dividend Yield % is 6.82%, which is 493% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hrvatska Postanska Banka DD stock overvalued right now?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD (ZAG:HPB) is currently considered Modestly Overvalued. The stock's GF Value™ is €248.97, compared to a current price of €314.00 — trading 26.1% above its estimated fair value. The current Dividend Yield % is 6.82%, which is 493% above median its 10-year median of 1.15 and 128.5% above the Banks industry median of 2.99. Hrvatska Postanska Banka DD's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Hrvatska Postanska Banka DD (ZAG:HPB), the current Dividend Yield % is 6.82% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hrvatska Postanska Banka DD (ZAG:HPB) Overvalued in 2026?
Based on GuruFocus' analysis, Hrvatska Postanska Banka DD stock appears to be overvalued.
The current stock price of €314.00 is trading 26.1% above its estimated GF Value™ of €248.97.
GuruFocus considers Hrvatska Postanska Banka DD to be Modestly Overvalued.
Key valuation signals for ZAG:HPB:
Dividend Yield %: 6.82% (493% above median its 10-year median of 1.15)
GF Value™: €248.97 vs. price of €314.00 (26.1% above fair value)
Industry Position: 128.5% above the Banks median (#116 of 1252)
No single metric tells the full story. See the ZAG:HPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hrvatska Postanska Banka DD offers loans, deposits, and other transactions and balances to its customers. The company operates in segments including Corporate Banking, Retail Banking, Financial Market, and Other. The firm generates key revenue from the Financial Market segment. It offers HRK and foreign currency savings and savings for children, HPB Combination packages of products for employed persons, retired persons, and students, a wide range of loans for citizens, modern card products, and electronic banking services. The company offers its corporate clients the services of financial consulting, cash management, and asset management.
62GF Score
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