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Citizens Community Bancorp (Citizens Community Bancorp) Cyclically Adjusted PS Ratio : 1.65 (As of Apr. 29, 2024)


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What is Citizens Community Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-04-29), Citizens Community Bancorp's current share price is $10.36. Citizens Community Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $6.29. Citizens Community Bancorp's Cyclically Adjusted PS Ratio for today is 1.65.

The historical rank and industry rank for Citizens Community Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

CZWI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.07   Med: 2.15   Max: 3.19
Current: 1.65

During the past years, Citizens Community Bancorp's highest Cyclically Adjusted PS Ratio was 3.19. The lowest was 1.07. And the median was 2.15.

CZWI's Cyclically Adjusted PS Ratio is ranked better than
69.59% of 1184 companies
in the Banks industry
Industry Median: 2.38 vs CZWI: 1.65

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizens Community Bancorp's adjusted revenue per share data for the three months ended in Dec. 2023 was $1.361. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $6.29 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Citizens Community Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Citizens Community Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Community Bancorp Cyclically Adjusted PS Ratio Chart

Citizens Community Bancorp Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.37 2.11 2.46 1.98 1.86

Citizens Community Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.98 1.71 1.41 1.52 1.86

Competitive Comparison of Citizens Community Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Citizens Community Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Community Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Community Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Community Bancorp's Cyclically Adjusted PS Ratio falls into.



Citizens Community Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Citizens Community Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.36/6.29
=1.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Community Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Citizens Community Bancorp's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.361/129.4194*129.4194
=1.361

Current CPI (Dec. 2023) = 129.4194.

Citizens Community Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.021 99.695 1.325
201406 1.152 100.560 1.483
201409 1.119 100.428 1.442
201412 1.150 99.070 1.502
201503 1.017 99.621 1.321
201506 1.070 100.684 1.375
201509 1.050 100.392 1.354
201512 1.039 99.792 1.347
201603 1.047 100.470 1.349
201606 1.132 101.688 1.441
201609 1.359 101.861 1.727
201612 1.302 101.863 1.654
201703 1.104 102.862 1.389
201706 1.167 103.349 1.461
201709 1.325 104.136 1.647
201712 1.597 104.011 1.987
201803 1.549 105.290 1.904
201806 1.399 106.317 1.703
201809 0.898 106.507 1.091
201812 1.149 105.998 1.403
201903 1.174 107.251 1.417
201906 1.182 108.070 1.416
201909 1.358 108.329 1.622
201912 1.368 108.420 1.633
202003 1.442 108.902 1.714
202006 1.547 108.767 1.841
202009 1.515 109.815 1.785
202012 1.636 109.897 1.927
202103 1.553 111.754 1.798
202106 1.543 114.631 1.742
202109 1.613 115.734 1.804
202112 1.794 117.630 1.974
202203 1.507 121.301 1.608
202206 1.579 125.017 1.635
202209 1.610 125.227 1.664
202212 1.695 125.222 1.752
202303 1.443 127.348 1.466
202306 1.394 128.729 1.401
202309 1.393 129.860 1.388
202312 1.361 129.419 1.361

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Citizens Community Bancorp  (NAS:CZWI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Citizens Community Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Community Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Community Bancorp (Citizens Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
Executives
Stephen M Bianchi officer: CEO and President 225 S. MAIN AVENUE, SIOUX FALLS SD 57104
Kristina M Bourget director 1703 PINE PARK DRIVE, EAU CLAIRE WI 54701
Kathleen Skarvan other: Director of Subsidiary 40 WEST HIGHLAND PARK DR NE, HUTCHINSON MN 55350
James S Broucek officer: Chief Financial Officer
Timothy L Olson director 2727 PINE VIEW ROAD, EAU CLAIRE WI 54703
James D Moll director 400 9TH AVE SW, WELLS MN 56097
Francis E Felber director 754 OAK ST, BARRON WI 54812
William Glen Bertrand other: Director of Subsidiary E3420 N PINECREEK ROAD, ELEVA WI 54738
Richard Mchugh director, other: Chairman C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Nicholas William Amundsen other: Director of Subsidiary S4443 RYGG ROAD, EAU CLAIRE WI 54701
Martin S. Friedman 10 percent owner 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
James R Lang director 2194 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael R Conner other: Director of Subsidiary 1124 CUMMINGS COURT, EAU CLAIRE WI 54701
Brian R Schilling director C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael L Swenson director 1414 WEST HAMILTON AVE., STE 3, EAU CLAIRE WI 54701