Hapvida Participacoes Investimento (BSP:HAPV3) Days Inventory: 5.40 (As of Mar. 2026) — 17% Above Median


BSP:HAPV3 Hapvida Participacoes Investimento SA BSP:HAPV3
68 GF Score
Price R$10.38
GF Value R$54.57
Valuation Possible Value Trap
! 5 Warning Signs
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What is Hapvida Participacoes Investimento Days Inventory?

Hapvida Participacoes Investimento BSP:HAPV3 -2.35% 68 Days Inventory is 5.40 as of Mar. 2026, which is 17% above its 10-year median of 4.60. GuruFocus rates BSP:HAPV3 with a GF Score™ of 68/100 and a GF Value™ of R$54.57 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 16 Insurance companies, Hapvida Participacoes Investimento ranks better than 62.5% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Hapvida Participacoes Investimento's Average Total Inventories for the three months ended in Mar. 2026 was R$405 Mil. Hapvida Participacoes Investimento's Cost of Goods Sold for the three months ended in Mar. 2026 was R$6,847 Mil. Hence, Hapvida Participacoes Investimento's Days Inventory for the three months ended in Mar. 2026 was 5.40.

The historical rank and industry rank for Hapvida Participacoes Investimento's Days Inventory or its related term are showing as below:

BSP:HAPV3' s Days Inventory Range Over the Past 10 Years
Min: 2.21   Med: 4.6   Max: 6.92
Current: 5.11

During the past 12 years, Hapvida Participacoes Investimento's highest Days Inventory was 6.92. The lowest was 2.21. And the median was 4.60.

BSP:HAPV3's Days Inventory is ranked better than
62.5% of 16 companies
in the Insurance industry
Industry Median: 13.175 vs BSP:HAPV3: 5.11

Hapvida Participacoes Investimento's Days Inventory increased from Mar. 2025 (5.26) to Mar. 2026 (5.40). It might indicate that Hapvida Participacoes Investimento's sales slowed down.

Inventory Turnover measures how fast the company turns over its inventory within a year. Hapvida Participacoes Investimento's Inventory Turnover for the three months ended in Mar. 2026 was 16.90.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Hapvida Participacoes Investimento's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.05.


Hapvida Participacoes Investimento  (BSP:HAPV3) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Hapvida Participacoes Investimento's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Hapvida Participacoes Investimento's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Hapvida Participacoes Investimento Days Inventory Related Terms


Hapvida Participacoes Investimento Days Inventory Historical Data

* Premium members only.

The historical data trend for Hapvida Participacoes Investimento's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hapvida Participacoes Investimento Days Inventory Chart

Hapvida Participacoes Investimento Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.92 4.41 4.42 4.88 4.78

Hapvida Participacoes Investimento Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.26 5.02 5.08 4.66 5.40

BSP:HAPV3 vs AFL, MET, PRU: Days Inventory Comparison

For the Insurance - Life subindustry, Hapvida Participacoes Investimento's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hapvida Participacoes Investimento Days Inventory vs Insurance Industry

For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's Days Inventory distribution charts can be found below:

* The bar in red indicates where Hapvida Participacoes Investimento's Days Inventory falls into.


BSP:HAPV3
68GF Score
Hapvida Participacoes Investimento SA BSP:HAPV3
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Hapvida Participacoes Investimento Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Hapvida Participacoes Investimento's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (366.428 + 362.798) / 2 ) / 27853.701*365
=364.613 / 27853.701*365
=4.78

Hapvida Participacoes Investimento's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (362.798 + 447.543) / 2 ) / 6847.223*365 / 4
=405.1705 / 6847.223*365 / 4
=5.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 5.40 mean?
Hapvida Participacoes Investimento (BSP:HAPV3) has a Days Inventory of 5.40 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Hapvida Participacoes Investimento and its competitors. This is 17% above median its historical median of 4.60. Over the past decade, Hapvida Participacoes Investimento's Days Inventory has ranged from 2.21 to 6.92. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #6 out of 16 companies in the Insurance industry, placing it in the top 37.5%.
Is Hapvida Participacoes Investimento's Days Inventory too high?
Hapvida Participacoes Investimento's current Days Inventory of 5.40 is 17% above median its 10-year median of 4.60. Over the past 10 years, this metric has ranged from a low of 2.21 to a high of 6.92. The Insurance industry median Days Inventory is 13.18. Hapvida Participacoes Investimento's value of 5.40 is 59% below this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #6 out of 16 companies in the Insurance industry, which is above the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's Days Inventory compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #6 out of 16 companies for Days Inventory. This puts Hapvida Participacoes Investimento in the upper half of its industry. The industry median Days Inventory is 13.18. Hapvida Participacoes Investimento's value of 5.40 is 59% below this benchmark. Historically, Hapvida Participacoes Investimento's own Days Inventory has ranged from 2.21 to 6.92 over the past decade. While the company's 10-year median is 4.60 vs. the industry median of 13.18, Hapvida Participacoes Investimento has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for an Insurance company?
The median Days Inventory among Insurance companies is 13.18, based on 16 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current Days Inventory of 5.40 is 59% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median Days Inventory is 13.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current Days Inventory is 5.40, which is 17% above median its own 10-year median of 4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.57, compared to a current price of R$10.38 — trading 81% below its estimated fair value. The current Days Inventory is 5.40, which is 17% above median its 10-year median of 4.60 and 59% below the Insurance industry median of 13.18. Hapvida Participacoes Investimento's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current Days Inventory is 5.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?

Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued. The current stock price of R$10.38 is trading 81% below its estimated GF Value™ of R$54.57. GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.

Key valuation signals for BSP:HAPV3:

  • Days Inventory: 5.40 (17% above median its 10-year median of 4.60)
  • GF Value™: R$54.57 vs. price of R$10.38 (81% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 59% below the Insurance median (#6 of 16)

No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hapvida Participacoes Investimento Business Description

Address No. 406, Avenue Heraclito Graca, Fortaleza, CE, BRA, 60140-061
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
68GF Score

Get the complete analysis for BSP:HAPV3

Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$10.38
Price
R$54.57
GF Value