* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
BSP:HAPV3'
s PEG Ratio Range Over the Past 10 Years
Min: 1.34 Med: 21.99 Max: 1011.75
Current: 216.94
During the past 12 years, Hapvida Participacoes Investimento's highest PEG Ratio was 1011.75. The lowest was 1.34. And the median was 21.99.
BSP:HAPV3's PEG Ratio is ranked worse than 99.46% of 186
companies
in the Insurance industry
Industry Median: 0.865
vs BSP:HAPV3: 216.94
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Hapvida Participacoes Investimento (BSP:HAPV3) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Hapvida Participacoes Investimento PEG Ratio Related Terms
Hapvida Participacoes Investimento PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento PEG Ratio Chart
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Hapvida Participacoes Investimento (BSP:HAPV3) has a PEG Ratio of 216.94 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hapvida Participacoes Investimento and its competitors. This is 887% above median its historical median of 21.99. Over the past decade, Hapvida Participacoes Investimento's PEG Ratio has ranged from 1.34 to 1,011.75. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #185 out of 186 companies in the Insurance industry, placing it in the top 99.5%.
Is Hapvida Participacoes Investimento's PEG Ratio too high?
Hapvida Participacoes Investimento's current PEG Ratio of 216.94 is 887% above median its 10-year median of 21.99. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 1,011.75. The Insurance industry median PEG Ratio is 0.87. Hapvida Participacoes Investimento's value of 216.94 is 24979.8% above this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #185 out of 186 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hapvida Participacoes Investimento has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's PEG Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #185 out of 186 companies for PEG Ratio. This places Hapvida Participacoes Investimento in the lower half of its industry. The industry median PEG Ratio is 0.87. Hapvida Participacoes Investimento's value of 216.94 is 24979.8% above this benchmark. Historically, Hapvida Participacoes Investimento's own PEG Ratio has ranged from 1.34 to 1,011.75 over the past decade. While the company's 10-year median is 21.99 vs. the industry median of 0.87, Hapvida Participacoes Investimento has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.87, based on 186 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current PEG Ratio of 216.94 is 24979.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current PEG Ratio is 216.94, which is 887% above median its own 10-year median of 21.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.55, compared to a current price of R$10.63 — trading 80.5% below its estimated fair value. The current PEG Ratio is 216.94, which is 887% above median its 10-year median of 21.99 and 24979.8% above the Insurance industry median of 0.87. Hapvida Participacoes Investimento's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current PEG Ratio is 216.94 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of R$10.63 is trading 80.5% below its estimated GF Value™ of R$54.55.
GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.
Key valuation signals for BSP:HAPV3:
PEG Ratio: 216.94 (887% above median its 10-year median of 21.99)
GF Value™: R$54.55 vs. price of R$10.63 (80.5% below fair value)
Industry Position: 24979.8% above the Insurance median (#185 of 186)
No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
68GF Score
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