* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento Days Payable Chart
BSP:HAPV3 vs AFL, MET, PRU: Days Payable Comparison
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento Days Payable vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's Days Payable distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's Days Payable falls into.
Hapvida Participacoes Investimento Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento (BSP:HAPV3) has a Days Payable of 5.26 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hapvida Participacoes Investimento and its competitors. This is 28% below median its historical median of 7.32. Over the past decade, Hapvida Participacoes Investimento's Days Payable has ranged from 4.57 to 8.39. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #51 out of 54 companies in the Insurance industry, placing it in the top 94.4%.
Is Hapvida Participacoes Investimento's Days Payable too high?
Hapvida Participacoes Investimento's current Days Payable of 5.26 is 28% below median its 10-year median of 7.32. Over the past 10 years, this metric has ranged from a low of 4.57 to a high of 8.39. The Insurance industry median Days Payable is 61.21. Hapvida Participacoes Investimento's value of 5.26 is 91.4% below this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #51 out of 54 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's Days Payable compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #51 out of 54 companies for Days Payable. This places Hapvida Participacoes Investimento in the lower half of its industry. The industry median Days Payable is 61.21. Hapvida Participacoes Investimento's value of 5.26 is 91.4% below this benchmark. Historically, Hapvida Participacoes Investimento's own Days Payable has ranged from 4.57 to 8.39 over the past decade. While the company's 10-year median is 7.32 vs. the industry median of 61.21, Hapvida Participacoes Investimento has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Insurance company?
The median Days Payable among Insurance companies is 61.21, based on 54 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current Days Payable of 5.26 is 91.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median Days Payable is 61.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current Days Payable is 5.26, which is 28% below median its own 10-year median of 7.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.53, compared to a current price of R$10.55 — trading 80.7% below its estimated fair value. The current Days Payable is 5.26, which is 28% below median its 10-year median of 7.32 and 91.4% below the Insurance industry median of 61.21. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current Days Payable is 5.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of R$10.55 is trading 80.7% below its estimated GF Value™ of R$54.53.
GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.
Key valuation signals for BSP:HAPV3:
Days Payable: 5.26 (28% below median its 10-year median of 7.32)
GF Value™: R$54.53 vs. price of R$10.55 (80.7% below fair value)
Industry Position: 91.4% below the Insurance median (#51 of 54)
No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score
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