EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Hapvida Participacoes Investimento EBITDA Margin % Related Terms
Hapvida Participacoes Investimento EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:HAPV3 vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento (BSP:HAPV3) has a EBITDA Margin % of 13.81% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Hapvida Participacoes Investimento and its competitors. This is 15% below median its historical median of 16.24. Over the past decade, Hapvida Participacoes Investimento's EBITDA Margin % has ranged from 9.88 to 25.78. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #225 out of 369 companies in the Insurance industry, placing it in the top 61%.
Is Hapvida Participacoes Investimento's EBITDA Margin % too high?
Hapvida Participacoes Investimento's current EBITDA Margin % of 13.81% is 15% below median its 10-year median of 16.24. Over the past 10 years, this metric has ranged from a low of 9.88 to a high of 25.78. The Insurance industry median EBITDA Margin % is 14.81. Hapvida Participacoes Investimento's value of 13.81% is 6.8% below this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #225 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #225 out of 369 companies for EBITDA Margin %. This places Hapvida Participacoes Investimento in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Hapvida Participacoes Investimento's value of 13.81% is 6.8% below this benchmark. Historically, Hapvida Participacoes Investimento's own EBITDA Margin % has ranged from 9.88 to 25.78 over the past decade. While the company's 10-year median is 16.24 vs. the industry median of 14.81, Hapvida Participacoes Investimento has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current EBITDA Margin % of 13.81% is 6.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current EBITDA Margin % is 13.81%, which is 15% below median its own 10-year median of 16.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.47, compared to a current price of R$10.12 — trading 81.4% below its estimated fair value. The current EBITDA Margin % is 13.81%, which is 15% below median its 10-year median of 16.24 and 6.8% below the Insurance industry median of 14.81. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current EBITDA Margin % is 13.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of R$10.12 is trading 81.4% below its estimated GF Value™ of R$54.47.
GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.
Key valuation signals for BSP:HAPV3:
EBITDA Margin %: 13.81% (15% below median its 10-year median of 16.24)
GF Value™: R$54.47 vs. price of R$10.12 (81.4% below fair value)
Industry Position: 6.8% below the Insurance median (#225 of 369)
No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score
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