Hapvida Participacoes Investimento (BSP:HAPV3) ROCE %: 4.75% (As of Mar. 2026)


BSP:HAPV3 Hapvida Participacoes Investimento SA BSP:HAPV3
67 GF Score
Price R$10.24
GF Value R$54.47
Valuation Possible Value Trap
! 5 Warning Signs
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What is Hapvida Participacoes Investimento ROCE %?

Hapvida Participacoes Investimento BSP:HAPV3 +1.19% 67 ROCE % is 4.75% as of Mar. 2026. GuruFocus rates BSP:HAPV3 with a GF Score™ of 67/100 and a GF Value™ of R$54.47 (Possible Value Trap). The stock has 5 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Hapvida Participacoes Investimento's annualized ROCE % for the quarter that ended in Mar. 2026 was 4.75%.

Hapvida Participacoes Investimento  (BSP:HAPV3) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Hapvida Participacoes Investimento ROCE % Related Terms

Hapvida Participacoes Investimento ROCE % Historical Data

* Premium members only.

The historical data trend for Hapvida Participacoes Investimento's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hapvida Participacoes Investimento ROCE % Chart

Hapvida Participacoes Investimento Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.92 0.38 2.63 2.36 3.68

Hapvida Participacoes Investimento Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.59 1.99 4.37 3.15 4.75
BSP:HAPV3
67GF Score
Hapvida Participacoes Investimento SA BSP:HAPV3
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hapvida Participacoes Investimento ROCE % Calculation

Hapvida Participacoes Investimento's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=2484.749/( ( (73499.646 - 5249.738) + (72289.824 - 5549.886) )/ 2 )
=2484.749/( (68249.908+66739.938)/ 2 )
=2484.749/67494.923
=3.68 %

Hapvida Participacoes Investimento's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=3172.976/( ( (72289.824 - 5549.886) + (72988.259 - 6258.798) )/ 2 )
=3172.976/( ( 66739.938 + 66729.461 )/ 2 )
=3172.976/66734.6995
=4.75 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 4.75% mean?
Hapvida Participacoes Investimento (BSP:HAPV3) has a ROCE % of 4.75% as of Mar. 2026.
Is Hapvida Participacoes Investimento's ROCE % too high?
Hapvida Participacoes Investimento's current ROCE % is 4.75%. The Insurance industry median ROCE % is 8.20. Hapvida Participacoes Investimento's value of 4.75% is 42% below this industry median. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's ROCE % compare to AFL and MET?
Hapvida Participacoes Investimento's ROCE % of 4.75% can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. Hapvida Participacoes Investimento's value of 4.75% is 42% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current ROCE % of 4.75% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current ROCE % is 4.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.47, compared to a current price of R$10.24 — trading 81.2% below its estimated fair value. The current ROCE % is 4.75% and 42% below the Insurance industry median of 8.20. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current ROCE % is 4.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?

Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued. The current stock price of R$10.24 is trading 81.2% below its estimated GF Value™ of R$54.47. GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.

Key valuation signals for BSP:HAPV3:

  • ROCE %: 4.75%
  • GF Value™: R$54.47 vs. price of R$10.24 (81.2% below fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 42% below the Insurance median

No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hapvida Participacoes Investimento Business Description

Address No. 406, Avenue Heraclito Graca, Fortaleza, CE, BRA, 60140-061
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score

Get the complete analysis for BSP:HAPV3

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$10.24
Price
R$54.47
GF Value