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During the past 12 months, Hapvida Participacoes Investimento's average EBITDA Per Share Growth Rate was 3.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 16.10% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 0.70% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 17.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 12 years, the highest 3-Year average EBITDA Per Share Growth Rate of Hapvida Participacoes Investimento was 66.90% per year. The lowest was -6.40% per year. And the median was 12.05% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Hapvida Participacoes Investimento 3-Year EBITDA Growth Rate Related Terms
BSP:HAPV3 vs MET, AFL, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 16.10% mean?
Hapvida Participacoes Investimento (BSP:HAPV3) has a 3-Year EBITDA Growth Rate of 16.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hapvida Participacoes Investimento and its competitors. This is 34% above median its historical median of 12.05. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #144 out of 290 companies in the Insurance industry, placing it in the top 49.7%.
Is Hapvida Participacoes Investimento's 3-Year EBITDA Growth Rate too high?
Hapvida Participacoes Investimento's current 3-Year EBITDA Growth Rate of 16.10% is 34% above median its 10-year median of 12.05. The Insurance industry median 3-Year EBITDA Growth Rate is 15.55. Hapvida Participacoes Investimento's value of 16.10% is 3.5% above this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #144 out of 290 companies in the Insurance industry, which is above the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's 3-Year EBITDA Growth Rate compare to MET and AFL?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #144 out of 290 companies for 3-Year EBITDA Growth Rate. This puts Hapvida Participacoes Investimento in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 15.55. Hapvida Participacoes Investimento's value of 16.10% is 3.5% above this benchmark. While the company's 10-year median is 12.05 vs. the industry median of 15.55, Hapvida Participacoes Investimento has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 15.55, based on 290 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current 3-Year EBITDA Growth Rate of 16.10% is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 15.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current 3-Year EBITDA Growth Rate is 16.10%, which is 34% above median its own 10-year median of 12.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$42.59, compared to a current price of R$6.61 — trading 84.5% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 16.10%, which is 34% above median its 10-year median of 12.05 and 3.5% above the Insurance industry median of 15.55. Hapvida Participacoes Investimento's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current 3-Year EBITDA Growth Rate is 16.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of R$6.61 is trading 84.5% below its estimated GF Value™ of R$42.59.
GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.
Key valuation signals for BSP:HAPV3:
3-Year EBITDA Growth Rate: 16.10% (34% above median its 10-year median of 12.05)
GF Value™: R$42.59 vs. price of R$6.61 (84.5% below fair value)
Industry Position: 3.5% above the Insurance median (#144 of 290)
No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
67GF Score
Get the complete analysis for BSP:HAPV3
3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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