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The historical rank and industry rank for CreditAccess Grameen's Days Payable or its related term are showing as below:
BOM:541770'
s Days Payable Range Over the Past 10 Years
Min: 4.35 Med: 7 Max: 12.4
Current: 4.61
During the past 13 years, CreditAccess Grameen's highest Days Payable was 12.40. The lowest was 4.35. And the median was 7.00.
BOM:541770's Days Payable is ranked worse than 83.77% of 302
companies
in the Credit Services industry
Industry Median: 33.455
vs BOM:541770: 4.61
CreditAccess Grameen's Days Payable
declined
from Jun. 2025 (4.15) to Jun. 2026 (4.01).
It may suggest that CreditAccess Grameenaccelerated paying its suppliers.
The historical data trend for CreditAccess Grameen's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, CreditAccess Grameen's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CreditAccess Grameen Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CreditAccess Grameen's Days Payable distribution charts can be found below:
* The bar in red indicates where CreditAccess Grameen's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
CreditAccess Grameen's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CreditAccess Grameen (BOM:541770) has a Days Payable of 4.01 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CreditAccess Grameen and its competitors. This is 43% below median its historical median of 7.00. Over the past decade, CreditAccess Grameen's Days Payable has ranged from 4.35 to 12.40. According to the industry distribution chart, CreditAccess Grameen ranks #253 out of 302 companies in the Credit Services industry, placing it in the top 83.8%.
Is CreditAccess Grameen's Days Payable too high?
CreditAccess Grameen's current Days Payable of 4.01 is 43% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.35 to a high of 12.40. The Credit Services industry median Days Payable is 33.46. CreditAccess Grameen's value of 4.01 is 88% below this industry median. Based on the distribution chart, CreditAccess Grameen ranks #253 out of 302 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, CreditAccess Grameen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CreditAccess Grameen's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, CreditAccess Grameen ranks #253 out of 302 companies for Days Payable. This places CreditAccess Grameen in the lower half of its industry. The industry median Days Payable is 33.46. CreditAccess Grameen's value of 4.01 is 88% below this benchmark. Historically, CreditAccess Grameen's own Days Payable has ranged from 4.35 to 12.40 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 33.46, CreditAccess Grameen has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CreditAccess Grameen's current Days Payable of 4.01 is 88% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on CreditAccess Grameen and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CreditAccess Grameen's current Days Payable is 4.01, which is 43% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CreditAccess Grameen stock overvalued right now?
Based on GuruFocus' analysis, CreditAccess Grameen (BOM:541770) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,442.03, compared to a current price of ₹1,556.90 — trading 8% above its estimated fair value. The current Days Payable is 4.01, which is 43% below median its 10-year median of 7.00 and 88% below the Credit Services industry median of 33.46. CreditAccess Grameen's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For CreditAccess Grameen (BOM:541770), the current Days Payable is 4.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?
Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be overvalued.
The current stock price of ₹1,556.90 is trading 8% above its estimated GF Value™ of ₹1,442.03.
GuruFocus considers CreditAccess Grameen to be Fairly Valued.
Key valuation signals for BOM:541770:
Days Payable: 4.01 (43% below median its 10-year median of 7.00)
GF Value™: ₹1,442.03 vs. price of ₹1,556.90 (8% above fair value)
Industry Position: 88% below the Credit Services median (#253 of 302)
No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
88GF Score
Get the complete analysis for BOM:541770
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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