CreditAccess Grameen (BOM:541770) Quick Ratio: (As of Jun. 2026)

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BOM:541770 CreditAccess Grameen Ltd BOM:541770
90 GF Score
Price ₹1,385.20
GF Value ₹1,395.15
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is CreditAccess Grameen Quick Ratio?

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. CreditAccess Grameen's quick ratio for the quarter that ended in Jun. 2026 was .

CreditAccess Grameen has a quick ratio of . It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for CreditAccess Grameen's Quick Ratio or its related term are showing as below:

BOM:541770' s Quick Ratio Range Over the Past 10 Years
Min: 1.29   Med: 1.77   Max: 114.21
Current: 1.38

During the past 13 years, CreditAccess Grameen's highest Quick Ratio was 114.21. The lowest was 1.29. And the median was 1.77.

BOM:541770's Quick Ratio is ranked worse than
72.34% of 423 companies
in the Credit Services industry
Industry Median: 2.62 vs BOM:541770: 1.38

CreditAccess Grameen  (BOM:541770) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


CreditAccess Grameen Quick Ratio Related Terms


CreditAccess Grameen Quick Ratio Historical Data

* Premium members only.

The historical data trend for CreditAccess Grameen's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CreditAccess Grameen Quick Ratio Chart

CreditAccess Grameen Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.17 0.13 0.14 0.10

CreditAccess Grameen Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 22.36 - 0.10 -

BOM:541770 vs V, MA, AXP: Quick Ratio Comparison

For the Credit Services subindustry, CreditAccess Grameen's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CreditAccess Grameen Quick Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CreditAccess Grameen's Quick Ratio distribution charts can be found below:

* The bar in red indicates where CreditAccess Grameen's Quick Ratio falls into.


BOM:541770
90GF Score
CreditAccess Grameen Ltd BOM:541770
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CreditAccess Grameen Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

CreditAccess Grameen's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Quick Ratio (A: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(13270-0)/132175.4
=0.10

CreditAccess Grameen's Quick Ratio for the quarter that ended in Jun. 2026 is calculated as

Quick Ratio (Q: Jun. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(13594-0)/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?

Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be undervalued. The current stock price of ₹1,385.20 is trading 0.7% below its estimated GF Value™ of ₹1,395.15. GuruFocus considers CreditAccess Grameen to be Fairly Valued.

Key valuation signals for BOM:541770:

  • Quick Ratio:
  • GF Value™: ₹1,395.15 vs. price of ₹1,385.20 (0.7% below fair value)
  • GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CreditAccess Grameen Business Description

Other Exchanges CREDITACC:India
Address No. 49, 46th Cross, 8th Block, Jayanagar, Next to Rajalakshmi Kalayana Mantap, Bengaluru, KA, IND, 560070
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
90GF Score

Get the complete analysis for BOM:541770

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,385.20
Price
₹1,395.15
GF Value