CreditAccess Grameen (BOM:541770) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:541770 CreditAccess Grameen Ltd BOM:541770
88 GF Score
Price ₹1,556.90
GF Value ₹1,442.03
Valuation Fairly Valued
! 6 Warning Signs
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What is CreditAccess Grameen Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:541770
88GF Score
CreditAccess Grameen Ltd BOM:541770
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?

Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be overvalued. The current stock price of ₹1,556.90 is trading 8% above its estimated GF Value™ of ₹1,442.03. GuruFocus considers CreditAccess Grameen to be Fairly Valued.

Key valuation signals for BOM:541770:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹1,442.03 vs. price of ₹1,556.90 (8% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CreditAccess Grameen Business Description

Other Exchanges CREDITACC:India
Address No. 49, 46th Cross, 8th Block, Jayanagar, Next to Rajalakshmi Kalayana Mantap, Bengaluru, KA, IND, 560070
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
88GF Score

Get the complete analysis for BOM:541770

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,556.90
Price
₹1,442.03
GF Value