CreditAccess Grameen (BOM:541770) E10: ₹44.61 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOM:541770 CreditAccess Grameen Ltd BOM:541770
88 GF Score
Price ₹1,556.90
GF Value ₹1,442.03
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is CreditAccess Grameen E10?

CreditAccess Grameen BOM:541770 -2.25% 88 E10 is ₹44.61 as of Jun. 2026. GuruFocus rates BOM:541770 with a GF Score™ of 88/100 and a GF Value™ of ₹1,442.03 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CreditAccess Grameen's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹30.650. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹44.61 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-04), CreditAccess Grameen's current stock price is ₹1556.90. CreditAccess Grameen's E10 for the quarter that ended in Jun. 2026 was ₹44.61. CreditAccess Grameen's Shiller PE Ratio of today is 34.90.

During the past 13 years, the highest Shiller PE Ratio of CreditAccess Grameen was 35.71. The lowest was 28.15. And the median was 31.30.


CreditAccess Grameen  (BOM:541770) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CreditAccess Grameen's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1556.90/44.61
=34.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CreditAccess Grameen was 35.71. The lowest was 28.15. And the median was 31.30.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CreditAccess Grameen E10 Related Terms


CreditAccess Grameen E10 Historical Data

* Premium members only.

The historical data trend for CreditAccess Grameen's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CreditAccess Grameen E10 Chart

CreditAccess Grameen Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 41.90

CreditAccess Grameen Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 41.90 44.61

BOM:541770 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, CreditAccess Grameen's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CreditAccess Grameen Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CreditAccess Grameen's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CreditAccess Grameen's Shiller PE Ratio falls into.


BOM:541770
88GF Score
CreditAccess Grameen Ltd BOM:541770
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CreditAccess Grameen E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CreditAccess Grameen's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=30.65/166.1454*166.1454
=30.650

Current CPI (Jun. 2026) = 166.1454.

CreditAccess Grameen Quarterly Data

per share eps CPI Adj_EPS
201403 0.000 91.425 0.000
201503 0.000 97.163 0.000
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201709 5.931 109.021 9.039
201712 5.011 109.404 7.610
201803 5.584 109.786 8.451
201806 5.623 111.317 8.393
201809 5.510 115.142 7.951
201812 6.890 115.142 9.942
201903 5.250 118.202 7.379
201906 6.610 120.880 9.085
201909 6.960 123.175 9.388
201912 7.440 126.235 9.792
202003 2.000 124.705 2.665
202006 4.970 127.000 6.502
202009 5.460 130.118 6.972
202012 -5.120 130.889 -6.499
202103 3.850 131.771 4.854
202106 1.440 134.084 1.784
202109 4.060 135.847 4.966
202112 7.660 138.161 9.212
202203 9.030 138.822 10.807
202206 8.690 142.347 10.143
202209 10.980 144.661 12.611
202212 13.530 145.763 15.422
202303 18.610 146.865 21.053
202306 21.800 150.280 24.101
202309 21.690 151.492 23.788
202312 22.050 152.924 23.956
202403 24.850 153.035 26.979
202406 24.820 155.789 26.470
202409 11.610 157.882 12.218
202412 -6.240 158.323 -6.548
202503 2.950 157.552 3.111
202506 3.760 159.755 3.910
202509 7.830 162.289 8.016
202512 15.680 163.281 15.955
202603 21.110 164.272 21.351
202606 30.650 166.145 30.650

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹44.61 mean?
CreditAccess Grameen (BOM:541770) has a E10 of ₹44.61 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CreditAccess Grameen and its competitors.
Is CreditAccess Grameen's E10 too high?
CreditAccess Grameen's current E10 is ₹44.61. Overall, CreditAccess Grameen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CreditAccess Grameen's E10 compare to V and MA?
CreditAccess Grameen's E10 of ₹44.61 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CreditAccess Grameen and its competitors. CreditAccess Grameen's current E10 is ₹44.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CreditAccess Grameen stock overvalued right now?
Based on GuruFocus' analysis, CreditAccess Grameen (BOM:541770) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,442.03, compared to a current price of ₹1,556.90 — trading 8% above its estimated fair value. The current E10 is ₹44.61. CreditAccess Grameen's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CreditAccess Grameen (BOM:541770), the current E10 is ₹44.61 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?

Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be overvalued. The current stock price of ₹1,556.90 is trading 8% above its estimated GF Value™ of ₹1,442.03. GuruFocus considers CreditAccess Grameen to be Fairly Valued.

Key valuation signals for BOM:541770:

  • E10: ₹44.61
  • GF Value™: ₹1,442.03 vs. price of ₹1,556.90 (8% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CreditAccess Grameen Business Description

Other Exchanges CREDITACC:India
Address No. 49, 46th Cross, 8th Block, Jayanagar, Next to Rajalakshmi Kalayana Mantap, Bengaluru, KA, IND, 560070
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
88GF Score

Get the complete analysis for BOM:541770

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,556.90
Price
₹1,442.03
GF Value