Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for CreditAccess Grameen's PEG Ratio or its related term are showing as below:
BOM:541770'
s PEG Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.36 Max: 5.71
Current: 0.5
During the past 13 years, CreditAccess Grameen's highest PEG Ratio was 5.71. The lowest was 0.17. And the median was 0.36.
BOM:541770's PEG Ratio is ranked better than 65.82% of 237
companies
in the Credit Services industry
Industry Median: 0.85
vs BOM:541770: 0.50
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
CreditAccess Grameen (BOM:541770) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
CreditAccess Grameen PEG Ratio Related Terms
CreditAccess Grameen PEG Ratio Historical Data
* Premium members only.
The historical data trend for CreditAccess Grameen's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, CreditAccess Grameen's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CreditAccess Grameen PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CreditAccess Grameen's PEG Ratio distribution charts can be found below:
* The bar in red indicates where CreditAccess Grameen's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
CreditAccess Grameen (BOM:541770) has a PEG Ratio of 0.50 as of Aug. 23, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CreditAccess Grameen and its competitors. This is 39% above median its historical median of 0.36. Over the past decade, CreditAccess Grameen's PEG Ratio has ranged from 0.17 to 5.71. According to the industry distribution chart, CreditAccess Grameen ranks #81 out of 237 companies in the Credit Services industry, placing it in the top 34.2%.
Is CreditAccess Grameen's PEG Ratio too high?
CreditAccess Grameen's current PEG Ratio of 0.50 is 39% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 5.71. The Credit Services industry median PEG Ratio is 0.85. CreditAccess Grameen's value of 0.50 is 41.2% below this industry median. Based on the distribution chart, CreditAccess Grameen ranks #81 out of 237 companies in the Credit Services industry, which is above the industry midpoint. Overall, CreditAccess Grameen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CreditAccess Grameen's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, CreditAccess Grameen ranks #81 out of 237 companies for PEG Ratio. This puts CreditAccess Grameen in the upper half of its industry. The industry median PEG Ratio is 0.85. CreditAccess Grameen's value of 0.50 is 41.2% below this benchmark. Historically, CreditAccess Grameen's own PEG Ratio has ranged from 0.17 to 5.71 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.85, CreditAccess Grameen has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.85, based on 237 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CreditAccess Grameen's current PEG Ratio of 0.50 is 41.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CreditAccess Grameen and its competitors. For the Credit Services industry, the median PEG Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CreditAccess Grameen's current PEG Ratio is 0.50, which is 39% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CreditAccess Grameen stock overvalued right now?
Based on GuruFocus' analysis, CreditAccess Grameen (BOM:541770) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,423.08, compared to a current price of ₹1,493.05 — trading 4.9% above its estimated fair value. The current PEG Ratio is 0.50, which is 39% above median its 10-year median of 0.36 and 41.2% below the Credit Services industry median of 0.85. CreditAccess Grameen's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For CreditAccess Grameen (BOM:541770), the current PEG Ratio is 0.50 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?
Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be overvalued.
The current stock price of ₹1,493.05 is trading 4.9% above its estimated GF Value™ of ₹1,423.08.
GuruFocus considers CreditAccess Grameen to be Fairly Valued.
Key valuation signals for BOM:541770:
PEG Ratio: 0.50 (39% above median its 10-year median of 0.36)
GF Value™: ₹1,423.08 vs. price of ₹1,493.05 (4.9% above fair value)
Industry Position: 41.2% below the Credit Services median (#81 of 237)
No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
88GF Score
Get the complete analysis for BOM:541770
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:541770 has been successfully added to your 
