CreditAccess Grameen (BOM:541770) Asset Turnover: 0.06 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:541770 CreditAccess Grameen Ltd BOM:541770
88 GF Score
Price ₹1,556.90
GF Value ₹1,442.03
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is CreditAccess Grameen Asset Turnover?

CreditAccess Grameen BOM:541770 -2.25% 88 Asset Turnover is 0.06 as of Jun. 2026. GuruFocus rates BOM:541770 with a GF Score™ of 88/100 and a GF Value™ of ₹1,442.03 (Fairly Valued). The stock has 6 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. CreditAccess Grameen's Revenue for the three months ended in Jun. 2026 was ₹17,486 Mil. CreditAccess Grameen's Total Assets for the quarter that ended in Jun. 2026 was ₹319,302 Mil. Therefore, CreditAccess Grameen's Asset Turnover for the quarter that ended in Jun. 2026 was 0.06.

Asset Turnover is linked to ROE % through Du Pont Formula. CreditAccess Grameen's annualized ROE % for the quarter that ended in Jun. 2026 was 25.17%. It is also linked to ROA % through Du Pont Formula. CreditAccess Grameen's annualized ROA % for the quarter that ended in Jun. 2026 was 6.18%.


CreditAccess Grameen  (BOM:541770) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

CreditAccess Grameen's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=19735.6/78422.5
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(19735.6 / 69944.4)*(69944.4 / 319302.3)*(319302.3/ 78422.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=28.22 %*0.2191*4.0716
=ROA %*Equity Multiplier
=6.18 %*4.0716
=25.17 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

CreditAccess Grameen's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=19735.6/319302.3
=(Net Income / Revenue)*(Revenue / Total Assets)
=(19735.6 / 69944.4)*(69944.4 / 319302.3)
=Net Margin %*Asset Turnover
=28.22 %*0.2191
=6.18 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


CreditAccess Grameen Asset Turnover Related Terms


CreditAccess Grameen Asset Turnover Historical Data

* Premium members only.

The historical data trend for CreditAccess Grameen's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CreditAccess Grameen Asset Turnover Chart

CreditAccess Grameen Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.17 0.19 0.20 0.20

CreditAccess Grameen Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.05 0.06

BOM:541770 vs V, MA, AXP: Asset Turnover Comparison

For the Credit Services subindustry, CreditAccess Grameen's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CreditAccess Grameen Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CreditAccess Grameen's Asset Turnover distribution charts can be found below:

* The bar in red indicates where CreditAccess Grameen's Asset Turnover falls into.


BOM:541770
88GF Score
CreditAccess Grameen Ltd BOM:541770
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CreditAccess Grameen Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

CreditAccess Grameen's Asset Turnover for the fiscal year that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=58332.3/( (278024.5+319302.3)/ 2 )
=58332.3/298663.4
=0.20

CreditAccess Grameen's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=17486.1/( (319302.3+0)/ 1 )
=17486.1/319302.3
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.06 mean?
CreditAccess Grameen (BOM:541770) has a Asset Turnover of 0.06 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CreditAccess Grameen and its competitors.
Is CreditAccess Grameen's Asset Turnover too high?
CreditAccess Grameen's current Asset Turnover is 0.06. Overall, CreditAccess Grameen has a GF Score™ of 88/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CreditAccess Grameen's Asset Turnover compare to V and MA?
CreditAccess Grameen's Asset Turnover of 0.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on CreditAccess Grameen and its competitors. CreditAccess Grameen's current Asset Turnover is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CreditAccess Grameen stock overvalued right now?
Based on GuruFocus' analysis, CreditAccess Grameen (BOM:541770) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,442.03, compared to a current price of ₹1,556.90 — trading 8% above its estimated fair value. The current Asset Turnover is 0.06. CreditAccess Grameen's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For CreditAccess Grameen (BOM:541770), the current Asset Turnover is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CreditAccess Grameen (BOM:541770) Overvalued in 2026?

Based on GuruFocus' analysis, CreditAccess Grameen stock appears to be overvalued. The current stock price of ₹1,556.90 is trading 8% above its estimated GF Value™ of ₹1,442.03. GuruFocus considers CreditAccess Grameen to be Fairly Valued.

Key valuation signals for BOM:541770:

  • Asset Turnover: 0.06
  • GF Value™: ₹1,442.03 vs. price of ₹1,556.90 (8% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the BOM:541770 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CreditAccess Grameen Business Description

Other Exchanges CREDITACC:India
Address No. 49, 46th Cross, 8th Block, Jayanagar, Next to Rajalakshmi Kalayana Mantap, Bengaluru, KA, IND, 560070
CreditAccess Grameen Ltd is focused on providing financial support to women from low-income households engaged in economic activity with limited access to financial services. The Company predominantly offers collateral-free loans to women from low-income households willing to borrow in a group and agree to take joint liability. The wide range of lending products addresses the critical needs of customers throughout their lifecycle and includes income generation, home improvement, children's education, sanitation and personal emergency loans. The key stakeholders of the Company are customers, local communities in the operating regions, shareholders, lenders, investors, regulators, credit rating agencies and other business partners. It operates in India and outside India.
88GF Score

Get the complete analysis for BOM:541770

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,556.90
Price
₹1,442.03
GF Value