SBI Cards and Payment Services (BOM:543066) Days Payable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:543066 SBI Cards and Payment Services Ltd BOM:543066
65 GF Score
Price ₹621.75
GF Value ₹1,025.26
Valuation Significantly Undervalued
! 2 Warning Signs
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What is SBI Cards and Payment Services Days Payable?

Days Payable does not apply to banks and insurance companies.

BOM:543066
65GF Score
SBI Cards and Payment Services Ltd BOM:543066
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SBI Cards and Payment Services (BOM:543066) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued. The current stock price of ₹621.75 is trading 39.4% below its estimated GF Value™ of ₹1,025.26. GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.

Key valuation signals for BOM:543066:

  • Days Payable:
  • GF Value™: ₹1,025.26 vs. price of ₹621.75 (39.4% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the BOM:543066 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Cards and Payment Services Business Description

Other Exchanges SBICARD:India
Address DLF Phase 2, 2nd Floor, Tower-B, Infinity Towers, DLF Cyber City, Block 2, Building 3, Gurugram, HR, IND, 122002
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
65GF Score

Get the complete analysis for BOM:543066

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹621.75
Price
₹1,025.26
GF Value