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SBI Cards and Payment Services's ROE % for the quarter that ended in Mar. 2026 was 15.50%. SBI Cards and Payment Services's PB Ratio for the quarter that ended in Mar. 2026 was 3.84.
SBI Cards and Payment Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.04%.
SBI Cards and Payment Services ROE % Adjusted to Book Value Related Terms
SBI Cards and Payment Services ROE % Adjusted to Book Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Cards and Payment Services ROE % Adjusted to Book Value Chart
BOM:543066 vs V, MA, AXP: ROE % Adjusted to Book Value Comparison
For the Credit Services subindustry, SBI Cards and Payment Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Cards and Payment Services ROE % Adjusted to Book Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SBI Cards and Payment Services's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where SBI Cards and Payment Services's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 4.04% mean?
SBI Cards and Payment Services (BOM:543066) has a ROE % Adjusted to Book Value of 4.04% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SBI Cards and Payment Services and its competitors.
Is SBI Cards and Payment Services' ROE % Adjusted to Book Value too high?
SBI Cards and Payment Services' current ROE % Adjusted to Book Value is 4.04%. Overall, SBI Cards and Payment Services has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Cards and Payment Services' ROE % Adjusted to Book Value compare to V and MA?
SBI Cards and Payment Services' ROE % Adjusted to Book Value of 4.04% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SBI Cards and Payment Services and its competitors. SBI Cards and Payment Services's current ROE % Adjusted to Book Value is 4.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Cards and Payment Services stock overvalued right now?
Based on GuruFocus' analysis, SBI Cards and Payment Services (BOM:543066) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,025.86, compared to a current price of ₹618.95 — trading 39.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.04%. SBI Cards and Payment Services' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For SBI Cards and Payment Services (BOM:543066), the current ROE % Adjusted to Book Value is 4.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Cards and Payment Services (BOM:543066) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Cards and Payment Services stock appears to be undervalued.
The current stock price of ₹618.95 is trading 39.7% below its estimated GF Value™ of ₹1,025.86.
GuruFocus considers SBI Cards and Payment Services to be Significantly Undervalued.
Key valuation signals for BOM:543066:
ROE % Adjusted to Book Value: 4.04%
GF Value™: ₹1,025.86 vs. price of ₹618.95 (39.7% below fair value)
No single metric tells the full story. See the BOM:543066 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Cards and Payment Services Business Description
SBI Cards and Payment Services Ltd is a credit card issuer in India. The company offers a credit card portfolio to individual cardholders and corporate clients, including lifestyle, rewards, travel and fuel, shopping, banking partnership cards, and corporate cards covering all cardholder segments in terms of income profiles and lifestyles. It offers four primary SBI Card-branded credit cards SimplySave, SimplyClick, Prime, and Elite, each catering to a varying set of cardholder needs. The company earns revenue from selling credit card memberships to card holders, and income earned from the provision of membership services.
65GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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