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Aadhar Housing FinanceBOM:544176 -0.69%36 Days Payable is 20.91 as of Jun. 2026, which is 76% below its 10-year median of 88.58. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review. Among 32 Banks companies, Aadhar Housing Finance ranks worse than 59.38% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544176 vs RKT, FNMA, PFSI: Days Payable Comparison
For the Mortgage Finance subindustry, Aadhar Housing Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aadhar Housing Finance Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Aadhar Housing Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Aadhar Housing Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Aadhar Housing Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aadhar Housing Finance (BOM:544176) has a Days Payable of 20.91 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Aadhar Housing Finance and its competitors. This is 76% below median its historical median of 88.58. Over the past decade, Aadhar Housing Finance's Days Payable has ranged from 21.79 to 102.56. According to the industry distribution chart, Aadhar Housing Finance ranks #19 out of 32 companies in the Banks industry, placing it in the top 59.4%.
Is Aadhar Housing Finance's Days Payable too high?
Aadhar Housing Finance's current Days Payable of 20.91 is 76% below median its 10-year median of 88.58. Over the past 10 years, this metric has ranged from a low of 21.79 to a high of 102.56. The Banks industry median Days Payable is 27.07. Aadhar Housing Finance's value of 20.91 is 22.8% below this industry median. Based on the distribution chart, Aadhar Housing Finance ranks #19 out of 32 companies in the Banks industry, which is below the industry midpoint. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, Aadhar Housing Finance ranks #19 out of 32 companies for Days Payable. This places Aadhar Housing Finance in the lower half of its industry. The industry median Days Payable is 27.07. Aadhar Housing Finance's value of 20.91 is 22.8% below this benchmark. Historically, Aadhar Housing Finance's own Days Payable has ranged from 21.79 to 102.56 over the past decade. While the company's 10-year median is 88.58 vs. the industry median of 27.07, Aadhar Housing Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 27.07, based on 32 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current Days Payable of 20.91 is 22.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Aadhar Housing Finance and its competitors. For the Banks industry, the median Days Payable is 27.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current Days Payable is 20.91, which is 76% below median its own 10-year median of 88.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current Days Payable of 20.91. The current Days Payable is 20.91, which is 76% below median its 10-year median of 88.58 and 22.8% below the Banks industry median of 27.07. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current Days Payable is 20.91 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
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