Aadhar Housing Finance (BOM:544176) GF Score: 36/100 (As of Sep. 01, 2026) — 71% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544176 Aadhar Housing Finance Ltd BOM:544176
36 GF Score
Price ₹467.85
! 6 Warning Signs
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What is Aadhar Housing Finance GF Score?

Aadhar Housing Finance BOM:544176 -0.69% 36 GF Score is 36 as of Sep. 01, 2026, which is 71% above its 10-year median of 21.00. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review.

Aadhar Housing Finance has the GF Score of 36, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 7/10
3. Growth Rank : 8/10
4. GF Value Rank : 2/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Aadhar Housing Finance might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Aadhar Housing Finance  (BOM:544176) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Aadhar Housing Finance GF Score Related Terms

BOM:544176 vs RKT, FNMA, PFSI: GF Score Comparison

For the Mortgage Finance subindustry, Aadhar Housing Finance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aadhar Housing Finance GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Aadhar Housing Finance's GF Score distribution charts can be found below:

* The bar in red indicates where Aadhar Housing Finance's GF Score falls into.


BOM:544176
36GF Score
Aadhar Housing Finance Ltd BOM:544176
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 36 mean?
Aadhar Housing Finance (BOM:544176) has a GF Score of 36 as of Sep. 01, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Aadhar Housing Finance and its competitors. This is 71% above median its historical median of 21.00. Over the past decade, Aadhar Housing Finance's GF Score has ranged from 9.00 to 36.00.
Is Aadhar Housing Finance's GF Score too high?
Aadhar Housing Finance's current GF Score of 36 is 71% above median its 10-year median of 21.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 36.00. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's GF Score compare to RKT and FNMA?
Aadhar Housing Finance's GF Score of 36 can be compared against companies in the Banks industry. Historically, Aadhar Housing Finance's own GF Score has ranged from 9.00 to 36.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Aadhar Housing Finance and its competitors. Aadhar Housing Finance's current GF Score is 36, which is 71% above median its own 10-year median of 21.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current GF Score of 36. The current GF Score is 36, which is 71% above median its 10-year median of 21.00. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current GF Score is 36 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aadhar Housing Finance Business Description

Other Exchanges AADHARHFC:India
Address Junction of Western Express Highway and M. V. Road, Unit No. 802, 8th Floor, Natraj by Rustomjee, Andheri (East), Mumbai, MH, IND, 400069
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
36GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹467.85
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