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Aadhar Housing FinanceBOM:544176 -0.69%36 Pretax Margin % is 38.81% as of Jun. 2026, which is 0% below its 10-year median of 38.88. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review. Among 1,522 Banks companies, Aadhar Housing Finance ranks better than 63.6% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Aadhar Housing Finance Pretax Margin % Related Terms
Aadhar Housing Finance Pretax Margin % Historical Data
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The historical data trend for Aadhar Housing Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544176 vs RKT, FNMA, PFSI: Pretax Margin % Comparison
For the Mortgage Finance subindustry, Aadhar Housing Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aadhar Housing Finance Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aadhar Housing Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Aadhar Housing Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aadhar Housing Finance (BOM:544176) has a Pretax Margin % of 38.81% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aadhar Housing Finance and its competitors. This is near median its historical median of 38.88. Over the past decade, Aadhar Housing Finance's Pretax Margin % has ranged from 28.78 to 41.50. According to the industry distribution chart, Aadhar Housing Finance ranks #554 out of 1522 companies in the Banks industry, placing it in the top 36.4%.
Is Aadhar Housing Finance's Pretax Margin % too high?
Aadhar Housing Finance's current Pretax Margin % of 38.81% is near median its 10-year median of 38.88. Over the past 10 years, this metric has ranged from a low of 28.78 to a high of 41.50. The Banks industry median Pretax Margin % is 35.70. Aadhar Housing Finance's value of 38.81% is 8.7% above this industry median. Based on the distribution chart, Aadhar Housing Finance ranks #554 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's Pretax Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aadhar Housing Finance ranks #554 out of 1522 companies for Pretax Margin %. This puts Aadhar Housing Finance in the upper half of its industry. The industry median Pretax Margin % is 35.70. Aadhar Housing Finance's value of 38.81% is 8.7% above this benchmark. Historically, Aadhar Housing Finance's own Pretax Margin % has ranged from 28.78 to 41.50 over the past decade. While the company's 10-year median is 38.88 vs. the industry median of 35.70, Aadhar Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.70, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current Pretax Margin % of 38.81% is 8.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Aadhar Housing Finance and its competitors. For the Banks industry, the median Pretax Margin % is 35.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current Pretax Margin % is 38.81%, which is near median its own 10-year median of 38.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current Pretax Margin % of 38.81%. The current Pretax Margin % is 38.81%, which is near median its 10-year median of 38.88 and 8.7% above the Banks industry median of 35.70. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current Pretax Margin % is 38.81% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
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