Aadhar Housing Finance (BOM:544176) ROCE %: 5.86% (As of Jun. 2026)

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BOM:544176 Aadhar Housing Finance Ltd BOM:544176
36 GF Score
Price ₹467.85
! 6 Warning Signs
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What is Aadhar Housing Finance ROCE %?

Aadhar Housing Finance BOM:544176 -0.69% 36 ROCE % is 5.86% as of Jun. 2026. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Aadhar Housing Finance's annualized ROCE % for the quarter that ended in Jun. 2026 was 5.86%.

Aadhar Housing Finance  (BOM:544176) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Aadhar Housing Finance ROCE % Related Terms

Aadhar Housing Finance ROCE % Historical Data

* Premium members only.

The historical data trend for Aadhar Housing Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aadhar Housing Finance ROCE % Chart

Aadhar Housing Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROCE %
Get a 7-Day Free Trial 11.21 11.38 12.80 12.53 12.65

Aadhar Housing Finance Quarterly Data
Mar21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.65 4.90 5.35 5.71 5.86
BOM:544176
36GF Score
Aadhar Housing Finance Ltd BOM:544176
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aadhar Housing Finance ROCE % Calculation

Aadhar Housing Finance's annualized ROCE % for the fiscal year that ended in Mar. 2026 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=27512.2/( ( (232239.6 - 25880.4) + (273988.4 - 45394.8) )/ 2 )
=27512.2/( (206359.2+228593.6)/ 2 )
=27512.2/217476.4
=12.65 %

Aadhar Housing Finance's ROCE % of for the quarter that ended in Jun. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=13406/( ( (273988.4 - 45394.8) + (0 - 0) )/ 1 )
=13406/( ( 228593.6 + 0 )/ 1 )
=13406/228593.6
=5.86 %

(1) Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 5.86% mean?
Aadhar Housing Finance (BOM:544176) has a ROCE % of 5.86% as of Jun. 2026.
Is Aadhar Housing Finance's ROCE % too high?
Aadhar Housing Finance's current ROCE % is 5.86%. The Banks industry median ROCE % is 2.81. Aadhar Housing Finance's value of 5.86% is 108.5% above this industry median. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's ROCE % compare to RKT and FNMA?
Aadhar Housing Finance's ROCE % of 5.86% can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. Aadhar Housing Finance's value of 5.86% is 108.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current ROCE % of 5.86% is 108.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current ROCE % is 5.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current ROCE % of 5.86%. The current ROCE % is 5.86% and 108.5% above the Banks industry median of 2.81. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current ROCE % is 5.86% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Aadhar Housing Finance Business Description

Other Exchanges AADHARHFC:India
Address Junction of Western Express Highway and M. V. Road, Unit No. 802, 8th Floor, Natraj by Rustomjee, Andheri (East), Mumbai, MH, IND, 400069
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
36GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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