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Aadhar Housing FinanceBOM:544176 -0.69%36 PS Ratio is 5.79 as of Sep. 01, 2026, which is 14% below its 10-year median of 6.74. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review. Among 1,510 Banks companies, Aadhar Housing Finance ranks worse than 89.67% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Aadhar Housing Finance's share price is ₹467.85.
Aadhar Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹80.85. Hence, Aadhar Housing Finance's PS Ratio for today is 5.79.
Good Sign:
Aadhar Housing Finance Ltd stock PS Ratio (=5.83) is close to 3-year low of 5.62.
The historical rank and industry rank for Aadhar Housing Finance's PS Ratio or its related term are showing as below:
BOM:544176'
s PS Ratio Range Over the Past 10 Years
Min: 5.62 Med: 6.74 Max: 8.47
Current: 5.83
During the past 6 years, Aadhar Housing Finance's highest PS Ratio was 8.47. The lowest was 5.62. And the median was 6.74.
BOM:544176's PS Ratio is ranked worse than 89.67% of 1510
companies
in the Banks industry
Industry Median: 3.07
vs BOM:544176: 5.83
During the past 6 years, Aadhar Housing Finance's highest 3-Year average Revenue per Share Growth Rate was 20.20% per year. The lowest was 16.10% per year. And the median was 19.70% per year.
Aadhar Housing Finance (BOM:544176) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544176 vs RKT, FNMA, PFSI: PS Ratio Comparison
For the Mortgage Finance subindustry, Aadhar Housing Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aadhar Housing Finance PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Aadhar Housing Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Aadhar Housing Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Aadhar Housing Finance's Share Price of today is ₹467.85. Aadhar Housing Finance's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹80.85.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Aadhar Housing Finance (BOM:544176) has a PS Ratio of 5.79 as of Sep. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aadhar Housing Finance and its competitors. This is 14% below median its historical median of 6.74. Over the past decade, Aadhar Housing Finance's PS Ratio has ranged from 5.62 to 8.47. According to the industry distribution chart, Aadhar Housing Finance ranks #1354 out of 1510 companies in the Banks industry, placing it in the top 89.7%.
Is Aadhar Housing Finance's PS Ratio too high?
Aadhar Housing Finance's current PS Ratio of 5.79 is 14% below median its 10-year median of 6.74. Over the past 10 years, this metric has ranged from a low of 5.62 to a high of 8.47. The Banks industry median PS Ratio is 3.07. Aadhar Housing Finance's value of 5.79 is 88.6% above this industry median. Based on the distribution chart, Aadhar Housing Finance ranks #1354 out of 1510 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Aadhar Housing Finance ranks #1354 out of 1510 companies for PS Ratio. This places Aadhar Housing Finance in the lower half of its industry. The industry median PS Ratio is 3.07. Aadhar Housing Finance's value of 5.79 is 88.6% above this benchmark. Historically, Aadhar Housing Finance's own PS Ratio has ranged from 5.62 to 8.47 over the past decade. While the company's 10-year median is 6.74 vs. the industry median of 3.07, Aadhar Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current PS Ratio of 5.79 is 88.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Aadhar Housing Finance and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current PS Ratio is 5.79, which is 14% below median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current PS Ratio of 5.79. The current PS Ratio is 5.79, which is 14% below median its 10-year median of 6.74 and 88.6% above the Banks industry median of 3.07. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current PS Ratio is 5.79 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
36GF Score
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