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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Aadhar Housing Finance's 3-Year RORE % for the quarter that ended in Jun. 2026 was 10.53%.
The industry rank for Aadhar Housing Finance's 3-Year RORE % or its related term are showing as below:
BOM:544176's 3-Year RORE % is ranked worse than 51.77% of 1466
companies
in the Banks industry
Industry Median: 11.49
vs BOM:544176: 10.53
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Aadhar Housing Finance 3-Year RORE % Related Terms
Aadhar Housing Finance 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544176 vs RKT, FNMA, PFSI: 3-Year RORE % Comparison
For the Mortgage Finance subindustry, Aadhar Housing Finance's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aadhar Housing Finance 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Aadhar Housing Finance's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Aadhar Housing Finance's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 3-year before.
Aadhar Housing Finance (BOM:544176) has a 3-Year RORE % of 10.53 as of Jun. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Aadhar Housing Finance and its competitors. According to the industry distribution chart, Aadhar Housing Finance ranks #759 out of 1466 companies in the Banks industry, placing it in the top 51.8%.
Is Aadhar Housing Finance's 3-Year RORE % too high?
Aadhar Housing Finance's current 3-Year RORE % is 10.53. The Banks industry median 3-Year RORE % is 11.49. Aadhar Housing Finance's value of 10.53 is 8.4% below this industry median. Based on the distribution chart, Aadhar Housing Finance ranks #759 out of 1466 companies in the Banks industry, which is below the industry midpoint. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's 3-Year RORE % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aadhar Housing Finance ranks #759 out of 1466 companies for 3-Year RORE %. This places Aadhar Housing Finance in the lower half of its industry. The industry median 3-Year RORE % is 11.49. Aadhar Housing Finance's value of 10.53 is 8.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.49, based on 1,466 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current 3-Year RORE % of 10.53 is 8.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Aadhar Housing Finance and its competitors. For the Banks industry, the median 3-Year RORE % is 11.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current 3-Year RORE % is 10.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current 3-Year RORE % of 10.53. The current 3-Year RORE % is 10.53 and 8.4% below the Banks industry median of 11.49. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current 3-Year RORE % is 10.53 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
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