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Aadhar Housing FinanceBOM:544176 -0.69%36 EBITDA Margin % is 36.74% as of Jun. 2026, which is 55% below its 10-year median of 82.27. GuruFocus rates BOM:544176 with a GF Score™ of 36/100. The stock has 6 warning signs investors should review. Among 47 Banks companies, Aadhar Housing Finance ranks better than 80.85% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Aadhar Housing Finance EBITDA Margin % Related Terms
Aadhar Housing Finance EBITDA Margin % Historical Data
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The historical data trend for Aadhar Housing Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544176 vs RKT, FNMA, PFSI: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Aadhar Housing Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aadhar Housing Finance EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aadhar Housing Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Aadhar Housing Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aadhar Housing Finance (BOM:544176) has a EBITDA Margin % of 36.74% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aadhar Housing Finance and its competitors. This is 55% below median its historical median of 82.27. Over the past decade, Aadhar Housing Finance's EBITDA Margin % has ranged from 37.28 to 83.12. According to the industry distribution chart, Aadhar Housing Finance ranks #9 out of 47 companies in the Banks industry, placing it in the top 19.1%.
Is Aadhar Housing Finance's EBITDA Margin % too high?
Aadhar Housing Finance's current EBITDA Margin % of 36.74% is 55% below median its 10-year median of 82.27. Over the past 10 years, this metric has ranged from a low of 37.28 to a high of 83.12. The Banks industry median EBITDA Margin % is 19.28. Aadhar Housing Finance's value of 36.74% is 90.6% above this industry median. Based on the distribution chart, Aadhar Housing Finance ranks #9 out of 47 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aadhar Housing Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Aadhar Housing Finance's EBITDA Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Aadhar Housing Finance ranks #9 out of 47 companies for EBITDA Margin %. This places Aadhar Housing Finance in the top 19% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 19.28. Aadhar Housing Finance's value of 36.74% is 90.6% above this benchmark. Historically, Aadhar Housing Finance's own EBITDA Margin % has ranged from 37.28 to 83.12 over the past decade. While the company's 10-year median is 82.27 vs. the industry median of 19.28, Aadhar Housing Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 19.28, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aadhar Housing Finance's current EBITDA Margin % of 36.74% is 90.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Aadhar Housing Finance and its competitors. For the Banks industry, the median EBITDA Margin % is 19.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aadhar Housing Finance's current EBITDA Margin % is 36.74%, which is 55% below median its own 10-year median of 82.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aadhar Housing Finance stock overvalued right now?
Aadhar Housing Finance (BOM:544176) has a current EBITDA Margin % of 36.74%. The current EBITDA Margin % is 36.74%, which is 55% below median its 10-year median of 82.27 and 90.6% above the Banks industry median of 19.28. Aadhar Housing Finance's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Aadhar Housing Finance (BOM:544176), the current EBITDA Margin % is 36.74% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aadhar Housing Finance Ltd is a housing finance company. It provides home loan services to the low-to-middle-income group segment in the low-income housing finance sector. The Company offers a range of mortgage-related loan products, including loans for residential property purchase and construction; home improvement and extension loans; loans for commercial property construction and acquisition, and loans against residential properties. Geographically, it generates all of its revenue within India.
36GF Score
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