FNCHF (FINEOS Holdings) Days Payable: 254.01 (As of Dec. 2025) — 841% Above Median


FNCHF FINEOS Corp Holdings PLC FNCHF
72 GF Score
Price $2.16
GF Value $2.73
! 1 Warning Sign
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What is FINEOS Holdings Days Payable?

FINEOS Holdings FNCHF 72 Days Payable is 254.01 as of Dec. 2025, which is 841% above its 10-year median of 26.99. GuruFocus rates FNCHF with a GF Score™ of 72/100 and a GF Value™ of $2.73. The stock has 1 warning sign investors should review. Among 2,601 Software companies, FINEOS Holdings ranks better than 81.7% on this metric.

FINEOS Holdings's average Accounts Payable for the six months ended in Dec. 2025 was $28.0 Mil. FINEOS Holdings's Cost of Goods Sold for the six months ended in Dec. 2025 was $20.1 Mil. Hence, FINEOS Holdings's Days Payable for the six months ended in Dec. 2025 was 254.01.

The historical rank and industry rank for FINEOS Holdings's Days Payable or its related term are showing as below:

FNCHF' s Days Payable Range Over the Past 10 Years
Min: 18.77   Med: 26.99   Max: 187.98
Current: 187.98

During the past 6 years, FINEOS Holdings's highest Days Payable was 187.98. The lowest was 18.77. And the median was 26.99.

FNCHF's Days Payable is ranked better than
81.7% of 2601 companies
in the Software industry
Industry Median: 54.04 vs FNCHF: 187.98

FINEOS Holdings's Days Payable declined from Dec. 2024 (305.35) to Dec. 2025 (254.01). It may suggest that FINEOS Holdings accelerated paying its suppliers.


FINEOS Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings Days Payable Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 28.32 22.64 24.75 33.85 18.21

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.47 279.76 305.35 286.93 254.01

FNCHF vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings Days Payable vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's Days Payable falls into.


FNCHF
72GF Score
FINEOS Corp Holdings PLC FNCHF
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

FINEOS Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2.423 + 1.425) / 2 ) / 38.57*365
=1.924 / 38.57*365
=18.21

FINEOS Holdings's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (54.649 + 1.425) / 2 ) / 20.144*365 / 2
=28.037 / 20.144*365 / 2
=254.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 254.01 mean?
FINEOS Holdings (FNCHF) has a Days Payable of 254.01 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FINEOS Holdings and its competitors. This is 841% above median its historical median of 26.99. Over the past decade, FINEOS Holdings' Days Payable has ranged from 18.77 to 187.98. According to the industry distribution chart, FINEOS Holdings ranks #476 out of 2601 companies in the Software industry, placing it in the top 18.3%.
Is FINEOS Holdings' Days Payable too high?
FINEOS Holdings' current Days Payable of 254.01 is 841% above median its 10-year median of 26.99. Over the past 10 years, this metric has ranged from a low of 18.77 to a high of 187.98. The Software industry median Days Payable is 54.04. FINEOS Holdings' value of 254.01 is 370% above this industry median. Based on the distribution chart, FINEOS Holdings ranks #476 out of 2601 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FINEOS Holdings has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #476 out of 2601 companies for Days Payable. This places FINEOS Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Days Payable is 54.04. FINEOS Holdings' value of 254.01 is 370% above this benchmark. Historically, FINEOS Holdings' own Days Payable has ranged from 18.77 to 187.98 over the past decade. While the company's 10-year median is 26.99 vs. the industry median of 54.04, FINEOS Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current Days Payable of 254.01 is 370% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on FINEOS Holdings and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current Days Payable is 254.01, which is 841% above median its own 10-year median of 26.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FNCHF) has a current Days Payable of 254.01. The stock's GF Value™ is $2.73, compared to a current price of $2.16 — trading 20.9% below its estimated fair value. The current Days Payable is 254.01, which is 841% above median its 10-year median of 26.99 and 370% above the Software industry median of 54.04. FINEOS Holdings' overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For FINEOS Holdings (FNCHF), the current Days Payable is 254.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FNCHF) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 20.9% below its estimated GF Value™ of $2.73.

Key valuation signals for FNCHF:

  • Days Payable: 254.01 (841% above median its 10-year median of 26.99)
  • GF Value™: $2.73 vs. price of $2.16 (20.9% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 370% above the Software median (#476 of 2601)

No single metric tells the full story. See the FNCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
72GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$2.73
GF Value