FNCHF (FINEOS Holdings) ROC (Joel Greenblatt) %: 152.99% (As of Dec. 2025)


FNCHF FINEOS Corp Holdings PLC FNCHF
73 GF Score
Price $2.16
GF Value $2.73
! 1 Warning Sign
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What is FINEOS Holdings ROC (Joel Greenblatt) %?

FINEOS Holdings FNCHF 73 ROC (Joel Greenblatt) % is 152.99% as of Dec. 2025. GuruFocus rates FNCHF with a GF Score™ of 73/100 and a GF Value™ of $2.73. The stock has 1 warning sign investors should review. Among 2,807 Software companies, FINEOS Holdings ranks better than 57.89% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. FINEOS Holdings's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 152.99%.

The historical rank and industry rank for FINEOS Holdings's ROC (Joel Greenblatt) % or its related term are showing as below:

FNCHF' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: -479.23   Med: -177.02   Max: 40.74
Current: 39.55

During the past 6 years, FINEOS Holdings's highest ROC (Joel Greenblatt) % was 40.74%. The lowest was -479.23%. And the median was -177.02%.

FNCHF's ROC (Joel Greenblatt) % is ranked better than
57.89% of 2807 companies
in the Software industry
Industry Median: 19.62 vs FNCHF: 39.55

FINEOS Holdings's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


FINEOS Holdings  (OTCPK:FNCHF) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


FINEOS Holdings ROC (Joel Greenblatt) % Related Terms


FINEOS Holdings ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings ROC (Joel Greenblatt) % Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
ROC (Joel Greenblatt) %
Get a 7-Day Free Trial -205.99 -457.81 -434.72 -153.44 41.77

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -330.74 -267.04 -48.66 -69.18 152.99

FNCHF vs MSFT, ORCL, PLTR: ROC (Joel Greenblatt) % Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings ROC (Joel Greenblatt) % vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's ROC (Joel Greenblatt) % falls into.


FNCHF
73GF Score
FINEOS Corp Holdings PLC FNCHF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Jun. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(20.573 + 0 + 0) - (54.649 + 0 + 0)
=-34.076

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(10.266 + 0 + 6.793) - (35.593 + 0 + 0)
=-18.534

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of FINEOS Holdings for the quarter that ended in Dec. 2025 can be restated as:

ROC (Joel Greenblatt) %(Q: Dec. 2025 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Jun. 2025  Q: Dec. 2025
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=5.34/( ( (3.666 + max(-34.076, 0)) + (3.315 + max(-18.534, 0)) )/ 2 )
=5.34/( ( 3.666 + 3.315 )/ 2 )
=5.34/3.4905
=152.99 %

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 152.99% mean?
FINEOS Holdings (FNCHF) has a ROC (Joel Greenblatt) % of 152.99% as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on FINEOS Holdings and its competitors. According to the industry distribution chart, FINEOS Holdings ranks #1182 out of 2807 companies in the Software industry, placing it in the top 42.1%.
Is FINEOS Holdings' ROC (Joel Greenblatt) % too high?
FINEOS Holdings' current ROC (Joel Greenblatt) % is 152.99%. The Software industry median ROC (Joel Greenblatt) % is 19.62. FINEOS Holdings' value of 152.99% is 679.8% above this industry median. Based on the distribution chart, FINEOS Holdings ranks #1182 out of 2807 companies in the Software industry, which is above the industry midpoint. Overall, FINEOS Holdings has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' ROC (Joel Greenblatt) % compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #1182 out of 2807 companies for ROC (Joel Greenblatt) %. This puts FINEOS Holdings in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 19.62. FINEOS Holdings' value of 152.99% is 679.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Software company?
The median ROC (Joel Greenblatt) % among Software companies is 19.62, based on 2,807 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FINEOS Holdings's current ROC (Joel Greenblatt) % of 152.99% is 679.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on FINEOS Holdings and its competitors. For the Software industry, the median ROC (Joel Greenblatt) % is 19.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FINEOS Holdings's current ROC (Joel Greenblatt) % is 152.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FNCHF) has a current ROC (Joel Greenblatt) % of 152.99%. The stock's GF Value™ is $2.73, compared to a current price of $2.16 — trading 20.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is 152.99% and 679.8% above the Software industry median of 19.62. FINEOS Holdings' overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For FINEOS Holdings (FNCHF), the current ROC (Joel Greenblatt) % is 152.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FNCHF) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 20.9% below its estimated GF Value™ of $2.73.

Key valuation signals for FNCHF:

  • ROC (Joel Greenblatt) %: 152.99%
  • GF Value™: $2.73 vs. price of $2.16 (20.9% below fair value)
  • GF Score™: 73/100 with 1 warning sign
  • Industry Position: 679.8% above the Software median (#1182 of 2807)

No single metric tells the full story. See the FNCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
73GF Score

Get the complete analysis for FNCHF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$2.73
GF Value