FNCHF (FINEOS Holdings) Moat Score: 4/10 (As of Jun. 28, 2026)


FNCHF FINEOS Corp Holdings PLC FNCHF
73 GF Score
Price $2.16
GF Value $2.73
! 1 Warning Sign
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What is FINEOS Holdings Moat Score?

FINEOS Holdings FNCHF 73 Moat Score is 4 as of Jun. 28, 2026. GuruFocus rates FNCHF with a GF Score™ of 73/100 and a GF Value™ of $2.73. The stock has 1 warning sign investors should review. Among 2,845 Software companies, FINEOS Holdings ranks better than 90.16% on this metric.

FINEOS Holdings has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

FINEOS Holdings has Narrow Moat: FINEOS Corp Holdings PLC has a discernible but modest moat, driven by its valuable intellectual property and customer switching costs. However, it lacks strong market leadership and brand strength to elevate its moat status.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes FINEOS Holdings might have Narrow Moat - Discernible but modest moat.

FINEOS Holdings  (OTCPK:FNCHF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

FINEOS Holdings Moat Score Related Terms

FNCHF vs MSFT, ORCL, PLTR: Moat Score Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FINEOS Holdings Moat Score vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's Moat Score distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's Moat Score falls into.


FNCHF
73GF Score
FINEOS Corp Holdings PLC FNCHF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
FINEOS Holdings (FNCHF) has a Moat Score of 4 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, FINEOS Holdings ranks #280 out of 2845 companies in the Software industry, placing it in the top 9.8%.
Is FINEOS Holdings' Moat Score too high?
FINEOS Holdings' current Moat Score is 4. Based on the distribution chart, FINEOS Holdings ranks #280 out of 2845 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FINEOS Holdings has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Moat Score compare to MSFT and ORCL?
According to the Software industry distribution chart, FINEOS Holdings ranks #280 out of 2845 companies for Moat Score. This places FINEOS Holdings in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. FINEOS Holdings's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FNCHF) has a current Moat Score of 4. The stock's GF Value™ is $2.73, compared to a current price of $2.16 — trading 20.9% below its estimated fair value. The current Moat Score is 4. FINEOS Holdings' overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For FINEOS Holdings (FNCHF), the current Moat Score is 4 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FNCHF) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 20.9% below its estimated GF Value™ of $2.73.

Key valuation signals for FNCHF:

  • Moat Score: 4
  • GF Value™: $2.73 vs. price of $2.16 (20.9% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the FNCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
73GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$2.73
GF Value