FNCHF (FINEOS Holdings) Retained Earnings: $-70.8 Mil (As of Dec. 2025)


FNCHF FINEOS Corp Holdings PLC FNCHF
70 GF Score
Price $2.16
GF Value $2.66
! 1 Warning Sign
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What is FINEOS Holdings Retained Earnings?

FINEOS Holdings FNCHF 70 Retained Earnings is $-70.8 Mil as of Dec. 2025. GuruFocus rates FNCHF with a GF Score™ of 70/100 and a GF Value™ of $2.66. The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. FINEOS Holdings's retained earnings for the quarter that ended in Dec. 2025 was $-70.8 Mil.

FINEOS Holdings's quarterly retained earnings declined from Dec. 2024 ($-66.1 Mil) to Jun. 2025 ($-74.2 Mil) but then increased from Jun. 2025 ($-74.2 Mil) to Dec. 2025 ($-70.8 Mil).

FINEOS Holdings's annual retained earnings declined from Jun. 2023 ($-54.6 Mil) to Dec. 2024 ($-66.1 Mil) and declined from Dec. 2024 ($-66.1 Mil) to Dec. 2025 ($-70.8 Mil).


FINEOS Holdings  (OTCPK:FNCHF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


FINEOS Holdings Retained Earnings Historical Data

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The historical data trend for FINEOS Holdings's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings Retained Earnings Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial -3.61 -30.65 -54.62 -66.09 -70.79

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -62.50 -67.41 -66.09 -74.24 -70.79
FNCHF
70GF Score
FINEOS Corp Holdings PLC FNCHF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-70.8 Mil mean?
FINEOS Holdings (FNCHF) has a Retained Earnings of $-70.8 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on FINEOS Holdings and its competitors.
Is FINEOS Holdings' Retained Earnings too high?
FINEOS Holdings' current Retained Earnings is $-70.8 Mil. Overall, FINEOS Holdings has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Retained Earnings compare to MSFT and ORCL?
FINEOS Holdings' Retained Earnings of $-70.8 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on FINEOS Holdings and its competitors. FINEOS Holdings's current Retained Earnings is $-70.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FNCHF) has a current Retained Earnings of $-70.8 Mil. The stock's GF Value™ is $2.66, compared to a current price of $2.16 — trading 18.8% below its estimated fair value. The current Retained Earnings is $-70.8 Mil. FINEOS Holdings' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For FINEOS Holdings (FNCHF), the current Retained Earnings is $-70.8 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FNCHF) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 18.8% below its estimated GF Value™ of $2.66.

Key valuation signals for FNCHF:

  • Retained Earnings: $-70.8 Mil
  • GF Value™: $2.66 vs. price of $2.16 (18.8% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the FNCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
70GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$2.66
GF Value