FNCHF (FINEOS Holdings) Liabilities-to-Assets : 0.19 (As of Dec. 2025)

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FNCHF FINEOS Corp Holdings PLC FNCHF
70 GF Score
Price $2.16
GF Value $3.02
! 1 Warning Sign
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What is FINEOS Holdings Liabilities-to-Assets?

FINEOS Holdings FNCHF 70 Liabilities-to-Assets is 0.19 as of Dec. 2025. GuruFocus rates FNCHF with a GF Score™ of 70/100 and a GF Value™ of $3.02. The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. FINEOS Holdings's Total Liabilities for the quarter that ended in Dec. 2025 was $43.9 Mil. FINEOS Holdings's Total Assets for the quarter that ended in Dec. 2025 was $228.4 Mil. Therefore, FINEOS Holdings's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.19.


FINEOS Holdings  (OTCPK:FNCHF) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


FINEOS Holdings Liabilities-to-Assets Related Terms


FINEOS Holdings Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for FINEOS Holdings's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FINEOS Holdings Liabilities-to-Assets Chart

FINEOS Holdings Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.26 0.24 0.00 0.17 0.19

FINEOS Holdings Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.26 0.17 0.25 0.19

FNCHF vs MSFT, ORCL, PLTR: Liabilities-to-Assets Comparison

For the Software - Infrastructure subindustry, FINEOS Holdings's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FINEOS Holdings Liabilities-to-Assets vs Software Industry

For the Software industry and Technology sector, FINEOS Holdings's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where FINEOS Holdings's Liabilities-to-Assets falls into.


FNCHF
70GF Score
FINEOS Corp Holdings PLC FNCHF
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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FINEOS Holdings Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

FINEOS Holdings's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=43.895/228.361
=0.19

FINEOS Holdings's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=43.895/228.361
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.19 mean?
FINEOS Holdings (FNCHF) has a Liabilities-to-Assets of 0.19 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on FINEOS Holdings and its competitors.
Is FINEOS Holdings' Liabilities-to-Assets too high?
FINEOS Holdings' current Liabilities-to-Assets is 0.19. Overall, FINEOS Holdings has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does FINEOS Holdings' Liabilities-to-Assets compare to MSFT and ORCL?
FINEOS Holdings' Liabilities-to-Assets of 0.19 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on FINEOS Holdings and its competitors. FINEOS Holdings's current Liabilities-to-Assets is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FINEOS Holdings stock overvalued right now?
FINEOS Holdings (FNCHF) has a current Liabilities-to-Assets of 0.19. The stock's GF Value™ is $3.02, compared to a current price of $2.16 — trading 28.5% below its estimated fair value. The current Liabilities-to-Assets is 0.19. FINEOS Holdings' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For FINEOS Holdings (FNCHF), the current Liabilities-to-Assets is 0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FINEOS Holdings (FNCHF) Overvalued in 2026?

Based on GuruFocus' analysis, FINEOS Holdings stock appears to be undervalued. The current stock price of $2.16 is trading 28.5% below its estimated GF Value™ of $3.02.

Key valuation signals for FNCHF:

  • Liabilities-to-Assets: 0.19
  • GF Value™: $3.02 vs. price of $2.16 (28.5% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the FNCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FINEOS Holdings Business Description

Other Exchanges FCL:Australia
Address East Point Business Park, Alfy Byrne Road, Fineos House, East Wall, Dublin, IRL, D03 FT97
Fineos Corp Holdings PLC is an Irish company engaged in providing software solutions that include management and administration of policies and claims to the life, accident, and health insurance industry. The company's platform, Fineos AdminSuite, comprises Fineos Absence, Fineos Billing, Fineos Claims, Fineos Payments, and Fineos Provider, among other solutions.
70GF Score

Get the complete analysis for FNCHF

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.16
Price
$3.02
GF Value