Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:HA5 vs CVNA, PAG, ALTB: Days Payable Comparison
For the Auto & Truck Dealerships subindustry, China Harmony Auto Holding's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Harmony Auto Holding Days Payable vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, China Harmony Auto Holding's Days Payable distribution charts can be found below:
* The bar in red indicates where China Harmony Auto Holding's Days Payable falls into.
China Harmony Auto Holding Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Harmony Auto Holding (FRA:HA5) has a Days Payable of 13.91 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on China Harmony Auto Holding and its competitors. This is 44% above median its historical median of 9.69. Over the past decade, China Harmony Auto Holding's Days Payable has ranged from 4.03 to 23.37. According to the industry distribution chart, China Harmony Auto Holding ranks #1251 out of 1309 companies in the Vehicles & Parts industry, placing it in the top 95.6%.
Is China Harmony Auto Holding's Days Payable too high?
China Harmony Auto Holding's current Days Payable of 13.91 is 44% above median its 10-year median of 9.69. Over the past 10 years, this metric has ranged from a low of 4.03 to a high of 23.37. The Vehicles & Parts industry median Days Payable is 65.86. China Harmony Auto Holding's value of 13.91 is 78.9% below this industry median. Based on the distribution chart, China Harmony Auto Holding ranks #1251 out of 1309 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, China Harmony Auto Holding has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does China Harmony Auto Holding's Days Payable compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, China Harmony Auto Holding ranks #1251 out of 1309 companies for Days Payable. This places China Harmony Auto Holding in the lower half of its industry. The industry median Days Payable is 65.86. China Harmony Auto Holding's value of 13.91 is 78.9% below this benchmark. Historically, China Harmony Auto Holding's own Days Payable has ranged from 4.03 to 23.37 over the past decade. While the company's 10-year median is 9.69 vs. the industry median of 65.86, China Harmony Auto Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Vehicles & Parts company?
The median Days Payable among Vehicles & Parts companies is 65.86, based on 1,309 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Harmony Auto Holding's current Days Payable of 13.91 is 78.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on China Harmony Auto Holding and its competitors. For the Vehicles & Parts industry, the median Days Payable is 65.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Harmony Auto Holding's current Days Payable is 13.91, which is 44% above median its own 10-year median of 9.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Harmony Auto Holding stock overvalued right now?
China Harmony Auto Holding (FRA:HA5) has a current Days Payable of 13.91. The stock's GF Value™ is €0.10, compared to a current price of €0.06 — trading 40.8% below its estimated fair value. The current Days Payable is 13.91, which is 44% above median its 10-year median of 9.69 and 78.9% below the Vehicles & Parts industry median of 65.86. China Harmony Auto Holding's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For China Harmony Auto Holding (FRA:HA5), the current Days Payable is 13.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Harmony Auto Holding (FRA:HA5) Overvalued in 2026?
Based on GuruFocus' analysis, China Harmony Auto Holding stock appears to be undervalued.
The current stock price of €0.06 is trading 40.8% below its estimated GF Value™ of €0.10.
Key valuation signals for FRA:HA5:
Days Payable: 13.91 (44% above median its 10-year median of 9.69)
GF Value™: €0.10 vs. price of €0.06 (40.8% below fair value)
Industry Position: 78.9% below the Vehicles & Parts median (#1251 of 1309)
No single metric tells the full story. See the FRA:HA5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Harmony Auto Holding Ltd is a China car dealer involved mainly in the business of high-end luxury and ultra-luxury vehicles. The company distributes luxury and ultra-luxury cars in China, including Rolls-Royce, Aston Martin, BMW, Lexus, Land Rover, Ferrari, and Maserati, through more than 70 dealerships dispersed across large and midsize cities such as Beijing, Shanghai, Xiamen, Guangzhou, and Wuhan. The majority of revenue is from mainland China.
36GF Score
Get the complete analysis for FRA:HA5
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:HA5 has been successfully added to your 
