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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. China Harmony Auto Holding's Total Liabilities for the quarter that ended in Dec. 2025 was €952 Mil. China Harmony Auto Holding's Total Assets for the quarter that ended in Dec. 2025 was €1,565 Mil.
Therefore, China Harmony Auto Holding's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.61.
China Harmony Auto Holding (FRA:HA5) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
China Harmony Auto Holding Liabilities-to-Assets Related Terms
China Harmony Auto Holding Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Harmony Auto Holding Liabilities-to-Assets Chart
FRA:HA5 vs CVNA, PAG, ALTB: Liabilities-to-Assets Comparison
For the Auto & Truck Dealerships subindustry, China Harmony Auto Holding's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Harmony Auto Holding Liabilities-to-Assets vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, China Harmony Auto Holding's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where China Harmony Auto Holding's Liabilities-to-Assets falls into.
China Harmony Auto Holding Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
China Harmony Auto Holding's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Harmony Auto Holding (FRA:HA5) has a Liabilities-to-Assets of 0.61 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on China Harmony Auto Holding and its competitors.
Is China Harmony Auto Holding's Liabilities-to-Assets too high?
China Harmony Auto Holding's current Liabilities-to-Assets is 0.61. Overall, China Harmony Auto Holding has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does China Harmony Auto Holding's Liabilities-to-Assets compare to CVNA and PAG?
China Harmony Auto Holding's Liabilities-to-Assets of 0.61 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Vehicles & Parts company?
A good Liabilities-to-Assets depends on the Vehicles & Parts industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on China Harmony Auto Holding and its competitors. China Harmony Auto Holding's current Liabilities-to-Assets is 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Harmony Auto Holding stock overvalued right now?
China Harmony Auto Holding (FRA:HA5) has a current Liabilities-to-Assets of 0.61. The stock's GF Value™ is €0.10, compared to a current price of €0.06 — trading 40.8% below its estimated fair value. The current Liabilities-to-Assets is 0.61. China Harmony Auto Holding's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For China Harmony Auto Holding (FRA:HA5), the current Liabilities-to-Assets is 0.61 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Harmony Auto Holding (FRA:HA5) Overvalued in 2026?
Based on GuruFocus' analysis, China Harmony Auto Holding stock appears to be undervalued.
The current stock price of €0.06 is trading 40.8% below its estimated GF Value™ of €0.10.
Key valuation signals for FRA:HA5:
Liabilities-to-Assets: 0.61
GF Value™: €0.10 vs. price of €0.06 (40.8% below fair value)
No single metric tells the full story. See the FRA:HA5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Harmony Auto Holding Ltd is a China car dealer involved mainly in the business of high-end luxury and ultra-luxury vehicles. The company distributes luxury and ultra-luxury cars in China, including Rolls-Royce, Aston Martin, BMW, Lexus, Land Rover, Ferrari, and Maserati, through more than 70 dealerships dispersed across large and midsize cities such as Beijing, Shanghai, Xiamen, Guangzhou, and Wuhan. The majority of revenue is from mainland China.
36GF Score
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