China Harmony Auto Holding (FRA:HA5) Debt-to-EBITDA : -5.32 (As of Dec. 2025)

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FRA:HA5 China Harmony Auto Holding Ltd FRA:HA5
36 GF Score
Price €0.06
GF Value €0.10
! 4 Warning Signs
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What is China Harmony Auto Holding Debt-to-EBITDA?

China Harmony Auto Holding FRA:HA5 +1.02% 36 Debt-to-EBITDA is -5.32 as of Dec. 2025. GuruFocus rates FRA:HA5 with a GF Score™ of 36/100 and a GF Value™ of €0.10. The stock has 4 warning signs investors should review. Among 1,095 Vehicles & Parts companies, China Harmony Auto Holding ranks worse than 91324.11% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Harmony Auto Holding's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €537 Mil. China Harmony Auto Holding's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €181 Mil. China Harmony Auto Holding's annualized EBITDA for the quarter that ended in Dec. 2025 was €-135 Mil. China Harmony Auto Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -5.32.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for China Harmony Auto Holding's Debt-to-EBITDA or its related term are showing as below:

FRA:HA5' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -48.29   Med: 2.8   Max: 76.07
Current: -19.39

During the past 13 years, the highest Debt-to-EBITDA Ratio of China Harmony Auto Holding was 76.07. The lowest was -48.29. And the median was 2.80.

FRA:HA5's Debt-to-EBITDA is ranked worse than
100% of 1095 companies
in the Vehicles & Parts industry
Industry Median: 2.28 vs FRA:HA5: -19.39

China Harmony Auto Holding  (FRA:HA5) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


China Harmony Auto Holding Debt-to-EBITDA Related Terms


China Harmony Auto Holding Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for China Harmony Auto Holding's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Harmony Auto Holding Debt-to-EBITDA Chart

China Harmony Auto Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.60 -2.83 10.19 19.33 76.07

China Harmony Auto Holding Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 119.49 -15.43 26.20 -5.32 20.68

FRA:HA5 vs CVNA, PAG, ALTB: Debt-to-EBITDA Comparison

For the Auto & Truck Dealerships subindustry, China Harmony Auto Holding's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Harmony Auto Holding Debt-to-EBITDA vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, China Harmony Auto Holding's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where China Harmony Auto Holding's Debt-to-EBITDA falls into.


FRA:HA5
36GF Score
China Harmony Auto Holding Ltd FRA:HA5
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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China Harmony Auto Holding Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

China Harmony Auto Holding's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(536.888 + 181.376) / 9.442
=76.07

China Harmony Auto Holding's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(536.888 + 181.376) / -134.978
=-5.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -5.32 mean?
China Harmony Auto Holding (FRA:HA5) has a Debt-to-EBITDA of -5.32 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Harmony Auto Holding. According to the industry distribution chart, China Harmony Auto Holding ranks #999999 out of 1095 companies in the Vehicles & Parts industry.
Is China Harmony Auto Holding's Debt-to-EBITDA too high?
China Harmony Auto Holding's current Debt-to-EBITDA is -5.32. Based on the distribution chart, China Harmony Auto Holding ranks #999999 out of 1095 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, China Harmony Auto Holding has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does China Harmony Auto Holding's Debt-to-EBITDA compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, China Harmony Auto Holding ranks #999999 out of 1095 companies for Debt-to-EBITDA. This places China Harmony Auto Holding in the lower half of its industry. The industry median Debt-to-EBITDA is 2.28. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Vehicles & Parts company?
The median Debt-to-EBITDA among Vehicles & Parts companies is 2.28, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on China Harmony Auto Holding. For the Vehicles & Parts industry, the median Debt-to-EBITDA is 2.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Harmony Auto Holding's current Debt-to-EBITDA is -5.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Harmony Auto Holding stock overvalued right now?
China Harmony Auto Holding (FRA:HA5) has a current Debt-to-EBITDA of -5.32. The stock's GF Value™ is €0.10, compared to a current price of €0.06 — trading 40.8% below its estimated fair value. The current Debt-to-EBITDA is -5.32. China Harmony Auto Holding's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For China Harmony Auto Holding (FRA:HA5), the current Debt-to-EBITDA is -5.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Harmony Auto Holding (FRA:HA5) Overvalued in 2026?

Based on GuruFocus' analysis, China Harmony Auto Holding stock appears to be undervalued. The current stock price of €0.06 is trading 40.8% below its estimated GF Value™ of €0.10.

Key valuation signals for FRA:HA5:

  • Debt-to-EBITDA: -5.32
  • GF Value™: €0.10 vs. price of €0.06 (40.8% below fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the FRA:HA5 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Harmony Auto Holding Business Description

Other Exchanges 03836:Hong Kong
Address Shangwuneihuan Road, 15A, Tower A, World Trade Center Building, CBD Zhengdong New District, Henan Province, Zhengzhou, CHN, 450000
China Harmony Auto Holding Ltd is a China car dealer involved mainly in the business of high-end luxury and ultra-luxury vehicles. The company distributes luxury and ultra-luxury cars in China, including Rolls-Royce, Aston Martin, BMW, Lexus, Land Rover, Ferrari, and Maserati, through more than 70 dealerships dispersed across large and midsize cities such as Beijing, Shanghai, Xiamen, Guangzhou, and Wuhan. The majority of revenue is from mainland China.
36GF Score

Get the complete analysis for FRA:HA5

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.06
Price
€0.10
GF Value