Inverite InsightsINVRF 32 Days Payable is 174.54 as of Dec. 2025, which is 50% below its 10-year median of 351.54. GuruFocus rates INVRF with a GF Score™ of 32/100 and a GF Value™ of $0.23. The stock has 5 warning signs investors should review. Among 301 Credit Services companies, Inverite Insights ranks better than 83.72% on this metric.
The historical rank and industry rank for Inverite Insights's Days Payable or its related term are showing as below:
INVRF'
s Days Payable Range Over the Past 10 Years
Min: 239.72 Med: 351.54 Max: 354.51
Current: 239.72
During the past 8 years, Inverite Insights's highest Days Payable was 354.51. The lowest was 239.72. And the median was 351.54.
INVRF's Days Payable is ranked better than 83.72% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs INVRF: 239.72
Inverite Insights's Days Payable
declined
from Dec. 2024 (490.57) to Dec. 2025 (174.54).
It may suggest that Inverite Insightsaccelerated paying its suppliers.
Inverite Insights Days Payable Related Terms
Inverite Insights Days Payable Historical Data
* Premium members only.
The historical data trend for Inverite Insights's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Inverite Insights's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inverite Insights Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Inverite Insights's Days Payable distribution charts can be found below:
* The bar in red indicates where Inverite Insights's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Inverite Insights's Days Payable for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Inverite Insights (INVRF) has a Days Payable of 174.54 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Inverite Insights and its competitors. This is 50% below median its historical median of 351.54. Over the past decade, Inverite Insights' Days Payable has ranged from 239.72 to 354.51. According to the industry distribution chart, Inverite Insights ranks #49 out of 301 companies in the Credit Services industry, placing it in the top 16.3%.
Is Inverite Insights' Days Payable too high?
Inverite Insights' current Days Payable of 174.54 is 50% below median its 10-year median of 351.54. Over the past 10 years, this metric has ranged from a low of 239.72 to a high of 354.51. The Credit Services industry median Days Payable is 33.87. Inverite Insights' value of 174.54 is 415.3% above this industry median. Based on the distribution chart, Inverite Insights ranks #49 out of 301 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Inverite Insights has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #49 out of 301 companies for Days Payable. This places Inverite Insights in the top 16% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.87. Inverite Insights' value of 174.54 is 415.3% above this benchmark. Historically, Inverite Insights' own Days Payable has ranged from 239.72 to 354.51 over the past decade. While the company's 10-year median is 351.54 vs. the industry median of 33.87, Inverite Insights has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inverite Insights's current Days Payable of 174.54 is 415.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Inverite Insights and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inverite Insights's current Days Payable is 174.54, which is 50% below median its own 10-year median of 351.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current Days Payable of 174.54. The stock's GF Value™ is $0.23, compared to a current price of $0.20 — trading 14.1% below its estimated fair value. The current Days Payable is 174.54, which is 50% below median its 10-year median of 351.54 and 415.3% above the Credit Services industry median of 33.87. Inverite Insights' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Inverite Insights (INVRF), the current Days Payable is 174.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inverite Insights (INVRF) Overvalued in 2026?
Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued.
The current stock price of $0.20 is trading 14.1% below its estimated GF Value™ of $0.23.
Key valuation signals for INVRF:
Days Payable: 174.54 (50% below median its 10-year median of 351.54)
GF Value™: $0.23 vs. price of $0.20 (14.1% below fair value)
Industry Position: 415.3% above the Credit Services median (#49 of 301)
No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
32GF Score
Get the complete analysis for INVRF
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
INVRF has been successfully added to your 
