Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Inverite Insights's current 3-Year Share Buyback Ratio was -39.70%.
The historical rank and industry rank for Inverite Insights's 3-Year Share Buyback Ratio or its related term are showing as below:
INVRF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -39.7 Med: -31.65 Max: -10.4
Current: -39.7
During the past 9 years, Inverite Insights's highest 3-Year Share Buyback Ratio was -10.40%. The lowest was -39.70%. And the median was -31.65%.
INVRF's 3-Year Share Buyback Ratio is ranked worse than 90.39% of 281
companies
in the Credit Services industry
Industry Median: -3.1
vs INVRF: -39.70
Inverite Insights (OTCPK:INVRF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Inverite Insights 3-Year Share Buyback Ratio Related Terms
INVRF vs V, MA, AXP: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, Inverite Insights's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Inverite Insights 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Inverite Insights's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Inverite Insights's 3-Year Share Buyback Ratio falls into.
Inverite Insights 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -39.70 mean?
Inverite Insights (INVRF) has a 3-Year Share Buyback Ratio of -39.70 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Inverite Insights and its competitors. According to the industry distribution chart, Inverite Insights ranks #254 out of 281 companies in the Credit Services industry, placing it in the top 90.4%.
Is Inverite Insights' 3-Year Share Buyback Ratio too high?
Inverite Insights' current 3-Year Share Buyback Ratio is -39.70. Based on the distribution chart, Inverite Insights ranks #254 out of 281 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Inverite Insights has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Inverite Insights' 3-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Inverite Insights ranks #254 out of 281 companies for 3-Year Share Buyback Ratio. This places Inverite Insights in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Inverite Insights and its competitors. Inverite Insights's current 3-Year Share Buyback Ratio is -39.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inverite Insights stock overvalued right now?
Inverite Insights (INVRF) has a current 3-Year Share Buyback Ratio of -39.70. The stock's GF Value™ is $0.21, compared to a current price of $0.20 — trading 5.9% below its estimated fair value. The current 3-Year Share Buyback Ratio is -39.70. Inverite Insights' overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Inverite Insights (INVRF), the current 3-Year Share Buyback Ratio is -39.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Inverite Insights (INVRF) Overvalued in 2026?
Based on GuruFocus' analysis, Inverite Insights stock appears to be undervalued.
The current stock price of $0.20 is trading 5.9% below its estimated GF Value™ of $0.21.
Key valuation signals for INVRF:
3-Year Share Buyback Ratio: -39.70
GF Value™: $0.21 vs. price of $0.20 (5.9% below fair value)
No single metric tells the full story. See the INVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inverite Insights Inc provides AI-driven software focusing on real-time financial data, which empowers business lenders and financial institutions to transact effectively for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions, including banking verification solutions to the financial services industry for income verification, credit decisioning, fraud reduction, and know-the-client/anti-money laundering purposes.
19GF Score
Get the complete analysis for INVRF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
INVRF has been successfully added to your 
